The top-rated commercial insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Brian West - State Farm Insurance Agent, Williams & Stazzone Insurance Agency, Inc., Steiner Insurance & Financial Services. This directory lists 23 commercial insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Erb and Young Insurance | 6550 N Wickham Rd STE 9 | (321) 254-0095 |
| 2 | Brian West - State Farm Insurance Agent | 2320 Dairy Rd #102 | (321) 872-0123 |
| 3 | Williams & Stazzone Insurance Agency, Inc. | 6549 N Wickham Rd STE 101 | (800) 868-1235 |
| 4 | Steiner Insurance & Financial Services | 1299 Bedford Dr Suite B1 | (321) 345-9550 |
| 5 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 6 | Golden Trust Insurance Melbourne | 500 N Harbor City Blvd Ste B | (305) 786-7535 |
| 7 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
| 8 | Space Coast Insurance Agency, LLC | 6450 Anderson Way | (321) 799-2929 |
| 9 | Acceptance Insurance | 635 S Wickham Rd #104 | (321) 337-7584 |
| 10 | GreatFlorida Insurance: Cheryl Miller | 1678 W Hibiscus Blvd #103 | (321) 253-8531 |
Erb and Young Insurance serves the Melbourne, Florida metro area as a commercial insurance agent. The company works with local businesses to arrange coverage that protects their assets, operations, and liabilities. It analyzes each client’s specific risks to recommend standard and specialty policies from multiple carriers. For this region, the agency handles general liability insurance for small and midsize companies and commercial property coverage for local office and retail spaces.
Brian West - State Farm Insurance Agent offers a range of commercial insurance services for businesses in the Melbourne, FL area. The agency provides personalized coverage options designed to protect against common operational risks and liabilities. Maintenance plans are available to help policyholders regularly review and update their protection as their business needs evolve. This ensures coverage remains aligned with current operations without gaps. The agency services a variety of property types, including single-family homes used for business, apartment complexes, retail storefronts, and local restaurants.
Businesses and property managers in Melbourne, Florida, choose Williams & Stazzone Insurance Agency, Inc. for commercial insurance coverage. The independent agency works to match local enterprises with appropriate policies for general liability, property, and workers' compensation needs. Client consultations focus on understanding specific operational risks to build tailored plans. The agency extends its services to support commercial clients throughout the nearby communities of Palm Bay as well.
Serving Melbourne and the surrounding communities of Brevard County, Steiner Insurance & Financial Services acts as a commercial insurance agent handling coverage for local businesses. It manages key commercial insurance needs including general liability, property coverage, and workers’ compensation policies. To serve a typical job, this agency begins by consulting with a business owner to assess specific operational risks before comparing plans from multiple insurance carriers to find suitable coverage.
Better Insurance Group in Melbourne, FL specializes in tailored commercial insurance packages, including property, general liability, and workers' compensation coverage. It also provides ongoing risk management guidance to local businesses, helping them navigate complex policy requirements. The agency stays informed on Florida-specific regulations, such as windstorm mitigation and coastal zone restrictions. It assists commercial clients with seasonal concerns like hurricane preparedness, ensuring continuity plans address storm-related property and supply chain disruptions.
As hurricane season approaches, local businesses on Florida's Space Coast must secure proper liability and property coverage. Golden Trust Insurance Melbourne helps commercial clients in Melbourne evaluate these risks for their specific operations. The independent agency works with small shops and larger enterprises to find policies that match their actual exposures. A typical first meeting involves a review of current coverage gaps, followed by a personalized list of options from multiple carriers. After discussing deductible preferences, a property and liability inspection is scheduled to finalize the initial assessment.
Kim Osman Insurance Group, Inc. offers commercial insurance solutions that can be structured either as a single one-time policy purchase or through ongoing scheduled service, depending on a business's evolving needs. Coverage options typically address general liability, property, and other common commercial risks relevant to operations in Melbourne, FL. The choice between a recurring contract and a standalone plan depends on the client’s preference for continuous updates versus a fixed-term arrangement. Service at this agency is available on both a one-time and as-needed basis, with scheduled renewals provided for recurring policies.
Space Coast Insurance Agency, LLC, located in Melbourne, FL, works as a commercial insurance agent arranging essential business coverage for local enterprises. The agency specializes in helping businesses secure general liability and property insurance, adding customized policies to address specific industry risks and operational needs. It serves a variety of commercial sectors by identifying coverage options for offices, warehouses, and food service establishments, tailoring each policy to meet distinct business requirements.
Acceptance Insurance works with businesses in the Melbourne area to secure core liability and property coverage. It also specializes in offering additional endorsements that protect against specific operational risks. This includes options for equipment breakdown, business interruption, and general liability protection. The agency serves commercial sectors that require tailored policies, such as professional offices needing errors and omissions coverage, warehouses requiring high-limit inventory protection, and food service operations seeking spoilage and pollution liability endorsements.
GreatFlorida Insurance: Cheryl Miller provides residential insurance solutions to property owners in Melbourne, Florida, alongside comprehensive commercial coverage for local businesses. As a commercial insurance agent, the company assists with policies tailored for varying enterprises in the region, helping to manage risk and protect assets. Service commitments are designed to support clients through regular consultations and policy reviews. The goal is to ensure continued coverage alignment and reliable follow-up assistance between scheduled visits.
What Does a a Commercial Insurance Agent in Melbourne Cost?
The cost of commercial insurance in Florida varies widely by industry coverage limits and risk factors. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction company could pay 5000 to 20000 dollars annually. Workers compensation rates are set by the state and depend on your payroll and classification code. This is general information and not insurance advice.
About commercial insurance agents in Melbourne
Commercial insurance agents in Melbourne Florida help business owners find coverage for property liability and workers compensation. Florida law requires certain businesses to carry specific insurance such as workers compensation for companies with four or more employees. A local agent can guide you through these requirements and find policies that match your industry and risk profile.
Frequently Asked Questions
What types of commercial insurance do Melbourne businesses need?
Common types include general liability property insurance workers compensation and commercial auto. Florida law requires workers compensation for most businesses with four or more employees. Your agent can help you assess which coverages are necessary for your specific business.
How do I choose a commercial insurance agent in Melbourne Florida?
Look for an agent with experience in your industry and knowledge of Florida regulations. Check their license status through the Florida Department of Financial Services. Ask about their carrier network and how they handle claims.
Is commercial insurance required by law in Florida?
Yes for certain coverages. Florida law requires workers compensation for businesses with four or more employees. Commercial auto insurance is required if you have vehicles used for business. Other coverages like general liability are often required by landlords or contracts.
Commercial Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Coral Gables · Coral Springs