The top-rated commercial insurance agent in Homestead, Florida is George Meroni - State Farm Insurance Agent, rated 4.9 stars across 313 reviews. Other highly rated options include Univista Insurance, Your Family First Insurance Inc, Amco Insurance. This directory lists 24 commercial insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | George Meroni - State Farm Insurance Agent | 1801 N Krome Ave | (305) 247-3971 |
| 2 | Univista Insurance | 1413 N Krome Ave | (305) 728-7809 |
| 3 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 4 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 5 | Freeway Insurance | 30377 S Dixie Hwy Suite B | (305) 916-7203 |
| 6 | DTRT Insurance Group - Homestead | 650 NE 22nd Terrace Suite 313 | (786) 243-0303 |
| 7 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
| 8 | Estrella Insurance | 30422 S Dixie Hwy | (305) 242-0232 |
| 9 | Stoner Insurance 1st State Insurance | 42 N Homestead Blvd | (786) 243-9886 |
| 10 | Del Toro Insurance | 1200 N Flagler Ave | (305) 248-9908 |
George Meroni – State Farm Insurance Agent serves the Homestead, Florida, metro area and provides commercial insurance coverage for local businesses. The agency works with a range of small to mid-sized enterprises to address their specific liability and property needs. Business owners receive guidance on protecting their assets with policies that cover general liability, commercial property, and workers’ compensation. Professional services also include coverage tailored for contractors and retail establishments in Homestead.
Univista Insurance serves commercial clients in Homestead, Florida, offering both one-time policy placements for single projects and recurring coverage packages for ongoing business operations. Their commercial insurance options protect against property damage, liability claims, and operational interruptions that local companies commonly face. Service runs on a one-time, scheduled, or as-needed basis depending on the specific coverage plan chosen.
Your Family First Insurance Inc in Homestead, FL provides a full range of commercial insurance agent services, including policy analysis for businesses of varying sizes. Its service plans focus on regular account reviews to adjust coverage as business needs evolve and on guiding clients through claims processes. The company primarily services properties such as single-family homes, apartments, retail spaces, and restaurants.
Amco Insurance serves local businesses, property managers, and commercial property owners throughout Homestead, Florida. It offers general liability, property, and workers' compensation coverage tailored to small and mid-sized enterprises. The agency works to secure policies that protect assets and manage operational risks common in the region. Its commercial insurance services extend to surrounding communities in southern Miami-Dade County, including Florida City and the Redland area.
Freeway Insurance serves businesses in Homestead, Florida, and the surrounding South Dade communities, including Florida City and Leisure City. As a commercial insurance agent, the agency handles liability coverage, property protection, and workers’ compensation policies for local enterprises. It assists small shop owners, construction contractors, and service providers in navigating their risk management needs. To handle a typical job, the company reviews each client’s specific operational exposures, compares quotes from multiple carriers, and then recommends a tailored policy that fits the business’s budget and legal requirements.
DTRT Insurance Group - Homestead assists commercial clients with both one-time policy placements and recurring coverage renewals for ongoing operations. Their services address general liability, property, and workers’ compensation to protect local businesses against common industry risks. Coverage consultations assess specific needs, including vehicle fleets or professional liability exposures. The agency executes work through a combination of scheduled policy reviews and as-needed adjustments when business circumstances change.
Many Homestead business owners face the challenges of Florida’s hurricane season, which makes securing proper commercial coverage essential for protecting assets and operations. South Florida Insurance Prof Inc serves this market by offering commercial insurance policies tailored to the unique risks of the region, including liability and property protection for local enterprises. Their dedicated process for new clients begins with a thorough inspection of the business premises to assess specific coverage needs.
Estrella Insurance offers tailored commercial coverage for businesses in Homestead, Florida, including general liability and property insurance. It also serves the broader risk management needs of local enterprises, from small retail shops to larger operations. The agency helps clients navigate industry-specific policies to protect against common liabilities and asset losses. For local businesses in Homestead, it provides guidance on hurricane season preparedness, ensuring proper coverage for storm-related property damage and business interruption during Florida’s active weather months.
With hurricane season approaching, businesses in Homestead, FL must secure proper commercial coverage against wind and flood damage. Stoner Insurance 1st State Insurance helps local owners review their current policies to close gaps in property and liability protection common among contractors and retail shops. The agency focuses on matching coverage with each business’s specific operations and risk exposures. An initial consultation typically includes a walk-through of the premises to assess assets and identify key vulnerabilities before recommending any policy adjustments.
Del Toro Insurance specializes in commercial coverage for local businesses in Homestead, Florida, including liability and property policies tailored to small and mid-sized operations. It also provides general risk assessment services to help companies secure appropriate protection for their unique operational needs. As hurricane season approaches, the agency assists business owners with reviewing inventory valuations and business interruption coverage to ensure uninterrupted recovery after severe storms.
What Does a a Commercial Insurance Agent in Homestead Cost?
Commercial insurance costs in Homestead Florida vary by business type size and location. General liability insurance for a small business typically ranges from 400 to 1500 per year. Workers compensation costs depend on payroll and industry class code often between 0.75 and 2.50 per 100 dollars of payroll. Commercial auto insurance for one vehicle can cost 1200 to 3000 per year. This is general information and not insurance advice.
About commercial insurance agents in Homestead
Commercial insurance agents in Homestead Florida help local businesses find coverage for property liability and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. Agents can guide you through these requirements and help you get a policy that fits your business needs.
Frequently Asked Questions
What types of commercial insurance do Homestead businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Florida law requires workers comp for most businesses with four or more employees. Your agent can help you decide which coverages are right for your business.
How does Florida hurricane risk affect commercial insurance in Homestead?
Homestead is in a high risk area for hurricanes so commercial property policies often include separate windstorm deductibles. Florida law requires insurers to offer wind coverage but it may be through a separate policy from Citizens Property Insurance. An agent can explain your options.
Can a Homestead commercial insurance agent help with Florida business auto insurance?
Yes commercial auto insurance is required for any vehicle used for business purposes in Florida. Florida law requires a minimum of 10000 in personal injury protection and 10000 in property damage liability. An agent can help you get higher limits to protect your business.
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