Skip to main content

Commercial Insurance Agents in Groton, CT

Looking for a commercial insurance agent in Groton? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Groton, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 2 commercial insurance agents in Groton, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Boyd - State Farm Insurance Agent
500 Long Hill Rd, Groton, CT 06340
(860) 446-1956 curtisboyd.com
Morin Associates LLC
174 Bridge St, Groton, CT 06340
(860) 448-2277 morinassociates.com

Commercial insurance agents in Groton Connecticut help local businesses secure coverage for property liability and workers compensation. Connecticut state law requires most employers to carry workers compensation insurance under Chapter 568 of the Connecticut General Statutes. A local agent can guide you through the specific risks of operating in a coastal community like Groton.

What Does a Commercial Insurance Agent in Groton Cost?

Typical costs for commercial insurance in Connecticut vary widely by industry and coverage level. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Groton businesses need?
Common coverages include general liability commercial property and workers compensation. Businesses near the Thames River or Long Island Sound may also need flood or marine insurance. Your agent can recommend policies based on your specific industry and location.
How do Connecticut laws affect commercial insurance requirements?
Connecticut General Statutes Title 38a regulates insurance practices in the state. For example Connecticut requires auto liability coverage for commercial vehicles and workers compensation for businesses with one or more employees. An agent can explain these legal requirements for your Groton business.
Can a commercial insurance agent help with risk management?
Yes agents often provide risk assessments and loss prevention advice. They can review your operations to identify potential hazards and suggest safety measures. This proactive approach may help reduce your premiums over time.