The top-rated commercial insurance agent in Yuba City, California is Oakview Insurance Services, Inc., rated 4.9 stars across 805 reviews. Other highly rated options include Acceptance Insurance, Cost-U-Less Insurance, Farmers Insurance - Jillian Justice. This directory lists 20 commercial insurance agents serving Yuba City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oakview Insurance Services, Inc. | 1670 Sierra Ave #303 | (530) 674-5054 |
| 2 | Acceptance Insurance | 708 Colusa Ave #2 | (530) 681-4052 |
| 3 | Cost-U-Less Insurance | 665 N Lawrence Ave | (530) 214-0256 |
| 4 | Farmers Insurance - Jillian Justice | 718 Bridge St Unit B | (530) 755-0180 |
| 5 | Ryan Henshaw - State Farm Insurance Agent | 799 Plumas St | (530) 673-2095 |
| 6 | HJM Insurance Services, Inc. | 110 Civic Center Blvd suite 204-C | (888) 871-3315 |
| 7 | All Drivers Insurance Agency | 1222 Colusa Ave suite b | (530) 673-6500 |
| 8 | Pronto Insurance Agency | 740 A Colusa Ave | (530) 751-0100 |
| 9 | Steve Cook - State Farm Insurance Agent | 1290 Lincoln Rd UNIT 1 | (530) 673-9780 |
| 10 | Fiesta Auto Insurance & Tax Service | 940 Colusa Ave Ste. C | (530) 593-0255 |
Oakview Insurance Services, Inc. serves the Yuba City, California metro area as a commercial insurance agent. The company provides coverage solutions designed to protect businesses from the financial risks they encounter in daily operations. Its specialists work directly with local enterprises to identify and address potential exposures across various industry sectors. Common policy offerings include general liability, property insurance, and commercial auto coverage. The firm specifically handles workers compensation policies and specialized liability protection for local small businesses.
Acceptance Insurance helps businesses manage general liability and property exposures in Yuba City, California. As a commercial insurance agent, the firm also structures specialty coverages such as inland marine and equipment breakdown protection. Policies are designed to keep operations running through claims support and risk consultation. The company serves commercial sectors including local offices, warehouses, and food service establishments.
Serving Yuba City residents with comprehensive homeowners insurance, Cost-U-Less Insurance also offers tailored commercial coverage for local businesses. Their agents work with landlords, retailers, and service providers to find appropriate general liability and property policies. Serving the greater Yuba City area, they help contractors and small operations manage their risk exposure. Clients seeking a new policy or an annual review can contact the office directly, and ongoing account adjustments, as well as renewal guidance, are handled between regular scheduled visits.
Farmers Insurance - Jillian Justice provides commercial insurance services for businesses in Yuba City, California. Its offerings help protect against property damage, liability claims, and business interruption. The agency tailors coverage to meet each client’s operational needs and performs ongoing policy reviews to adjust for growth or change. Service plans include annual risk assessments and assistance with claims filing. The agency serves a range of properties, including single-family homes rented as businesses, apartments, retail stores, and restaurants.
Ryan Henshaw’s agency in Yuba City serves local homeowners, small business owners, and property managers seeking commercial insurance coverage. The team assists with policies tailored for retail operations, office spaces, and contractors, protecting against liability and property risks. Personal insurance options are also available for residents and their vehicles. This agency extends its services to neighboring communities throughout Sutter County, including Live Oak and the surrounding agricultural areas.
Serving Yuba City and the surrounding communities in Sutter County, HJM Insurance Services, Inc. operates as a commercial insurance agent. The firm handles a wide range of business insurance needs, including general liability and property coverage. It assists local companies with risk assessment and policy selection to protect their operations. To complete a typical job, the agent reviews the client's specific exposures, compares options from multiple carriers, and then presents a tailored proposal for coverage.
All Drivers Insurance Agency in Yuba City, California, is known for helping local businesses secure essential commercial insurance coverage. Its service range includes general liability, property, and workers’ compensation policies that align with regional industry needs. The agency guides clients through complex risk assessments to ensure adequate protection for their operations. It can also add on commercial auto insurance for companies that operate vehicles as part of their daily work activities.
Pronto Insurance Agency serves businesses throughout the Yuba City metro area and Sutter County, offering comprehensive commercial insurance agent services. The company helps local enterprises evaluate their operational risks and secure appropriate coverage policies. Their work supports small to mid-sized businesses in managing liability concerns and protecting physical assets. Common commercial insurance services handled in this region include general liability policies for retail establishments and workers’ compensation coverage for local agricultural operations and light industrial firms.
Steve Cook - State Farm Insurance Agent in Yuba City, CA, provides commercial insurance covering property, liability, and vehicle protection for local businesses. The difference between a one-time policy and an ongoing commercial package involves whether coverage addresses a single event or evolves continuously with operational changes. Customizing the right plan depends on the business’s specific risks and asset values in the area. These commercial insurance services run on a scheduled basis, with periodic policy reviews and as-needed adjustments for new equipment or expanded operations.
Fiesta Auto Insurance & Tax Service in Yuba City, California, offers a range of commercial insurance products designed to protect business operations and assets. Its coverage options include general liability, property, and workers’ compensation policies. Ongoing risk management support is available to help clients adjust their plans as their needs evolve. The company services a variety of properties, including single-family homes, apartment complexes, retail storefronts, and local restaurants.
What Does a a Commercial Insurance Agent in Yuba City Cost?
Typical costs for commercial insurance in California range from 500 to 3,000 dollars per year for a small business general liability policy. Workers compensation premiums average around 1 to 3 dollars per 100 dollars of payroll, depending on industry class codes. Commercial auto policies often start at 1,200 dollars annually. These numbers are estimates and actual costs depend on your specific business profile, coverage limits, and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Yuba City
Commercial insurance agents in Yuba City help local businesses find coverage for property, liability, workers compensation, and more. California law requires most employers to carry workers compensation insurance, and agents can guide you through compliance. Yuba City businesses also benefit from agents who understand the regional agricultural and retail sectors.
Frequently Asked Questions
What types of commercial insurance do Yuba City businesses need?
Common types include general liability, property insurance, workers compensation, and commercial auto. California law mandates workers compensation for nearly all employers, and commercial auto insurance is required for any business-owned vehicles.
How do commercial insurance agents in Yuba City determine coverage needs?
Agents review your business operations, number of employees, revenue, and specific risks. They also consider California regulations such as the state minimum limits for commercial auto liability and the requirement for workers compensation coverage.
Is commercial insurance more expensive in California than other states?
Costs can be higher in California due to state specific regulations, higher liability limits, and factors like wildfire risk. Premiums vary widely based on industry, location, and claims history, so comparing quotes from multiple agents is recommended.
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