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Browse commercial insurance agents serving Richmond, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 commercial insurance agents in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Commercial insurance agents in Richmond, California help local businesses secure coverage for property, liability, and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. An agent can guide you through options tailored to the Richmond business environment, including risks from the waterfront and industrial sectors.
What Does a Commercial Insurance Agent in Richmond Cost?
Commercial insurance costs in California vary widely by industry, revenue, and risk profile. A small retail business might pay $500 to $2,000 per year for general liability, while a construction company could pay $5,000 to $20,000 or more for combined coverages. Workers compensation rates are set by the California Department of Insurance and depend on your payroll and classification code. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Richmond businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. California law mandates workers compensation for businesses with employees. An agent can help assess your specific risks.
How do I choose a commercial insurance agent in Richmond?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with businesses similar to yours. A local agent understands Richmonds unique risks like earthquake exposure and port operations.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.