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Find Commercial Insurance Agents Near You in Mission Viejo, CA

Compare commercial insurance agents in Mission Viejo. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Mission Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 commercial insurance agents in Mission Viejo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sun Pacific Insurance Brokers
26441 Crown Valley Pkwy #100, Mission Viejo, CA 92691
(949) 582-5220 sunpacins.com
Goosehead Insurance - Rosen Stoynev
23456 Madero #240, Mission Viejo, CA 92691
(949) 325-9500 goosehead.com
Shieldly Premier Insurance Solutions
27281 Las Ramblas STE 105B, Mission Viejo, CA 92691
(310) 220-8080 shieldlyinsurance.com
Elye Insurance Agency
27001 La Paz Rd Ste 201, Mission Viejo, CA 92691
(949) 550-0040 elye.com
Advantis Insurance Services
26522 La Alameda #210, Mission Viejo, CA 92691
(949) 545-0220 advantisins.com
Monarch Benefits Insurance Services
26050 Acero, Mission Viejo, CA 92614
(949) 800-8028 monarchbenefits.com
THINK INSURANCE - Jennifer Rich Agency
22951 Los Alisos Blvd #6, Mission Viejo, CA 92691
(949) 446-4983 richinsuranceservices.com
Parmenter Insurance Agency, Inc
27758 Santa Margarita Pkwy #283, Mission Viejo, CA 92691
(949) 829-0516 parmenterins.com
Jason Wolcott Insurance Services
23120 Alicia Pkwy #231, Mission Viejo, CA 92692
(800) 309-2161 wolcottins.com
Shoreline Benefits
27201 Puerta Real #300, Mission Viejo, CA 92691
(949) 298-5564 shorelinebrokerage.com
Boswell Insurance Agency
26461 Crown Valley Pkwy, Mission Viejo, CA 92691
(949) 855-0430 boswellinsurance.com
United States Liability Insurance
27101 Puerta Real # 350, Mission Viejo, CA 92691
(949) 860-3100
Mission Coast Insurance Services
26182 Calle Cresta, Mission Viejo, CA 92692
(949) 305-3076 missioncoastinsurance.com
Apogee Insurance Group
27101 Puerta Real # 350, Mission Viejo, CA 92691
(877) 337-3200 apogeeinsgroup.com
HFI INSURANCE SERVICES
28570 Marguerite Pkwy, Mission Viejo, CA 92692
(949) 347-2509 hfiinsurancellc.com

Commercial insurance agents in Mission Viejo help local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers comp insurance under Labor Code Section 3700. An agent can explain how state regulations affect your policy options and premiums.

What Does a Commercial Insurance Agent in Mission Viejo Cost?

Typical costs for a small business commercial insurance package in California range from 500 to 3000 dollars per year for general liability and property. Workers compensation premiums average about 2 to 5 dollars per 100 dollars of payroll depending on industry and claims history. Commercial auto insurance adds 1200 to 2400 dollars annually per vehicle. These are general estimates and your actual cost will vary based on your specific business risks location and coverage limits. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Mission Viejo businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. California law mandates workers comp for nearly all employers and commercial auto insurance for vehicles used for business.
How do California laws affect commercial insurance costs in Mission Viejo?
California requires insurers to follow Proposition 103 which sets rules for rate approval and requires prior approval for certain rate changes. This can affect how premiums are calculated and what discounts are available.
Can a commercial insurance agent help with California compliance?
Yes an agent can explain state requirements like the minimum liability limits for commercial vehicles or the need for professional liability for certain occupations. They do not provide legal advice but can guide you toward compliant coverage.