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Find Commercial Insurance Agents in Los Gatos, CA

Directory of commercial insurance agents in Los Gatos, California. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Los Gatos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 commercial insurance agents in Los Gatos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Laura Peterson - State Farm Insurance Agent
16795 Lark Ave #108, Los Gatos, CA 95032
(408) 395-2900 laurapeterson.net
Don Williams & Associates
17510 Farley Rd W, Los Gatos, CA 95030
(408) 402-3646 donwilliamsinsurance.com
Pamela Noyce - Noyce Insurance Agency
15466 Los Gatos Blvd Ste 203, Los Gatos, CA 95032
(408) 399-6669 noyceinsurance.com
LGS Insurance Services Inc
16185 Los Gatos Blvd #205, Los Gatos, CA 95032
(408) 395-9800 lgsis.com
Guardian Insurance
15559 Union Ave suite 3065, Los Gatos, CA 95032
(408) 915-5110 guardianinsurance.io
Prevot & Associates Insurance
718 University Ave Suite 115, Los Gatos, CA 95032
(408) 872-1322 prevotassociates.com
June McGrew - State Farm Insurance Agent
14125 Capri Dr Ste 3, Los Gatos, CA 95032
(408) 247-7300 junemcgrew.com
Acrisure Los Gatos, CA (Los Gatos Insurance Services)
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6747 acrisure.com
Freidin Insurance Services
985 University Ave #37, Los Gatos, CA 95032
(408) 395-7900 freidininb.com

Commercial insurance agents in Los Gatos help business owners protect their assets with tailored coverage. California law requires certain businesses to carry workers compensation insurance and commercial auto insurance. A local agent understands the specific risks for companies in Santa Clara County and can guide you through state regulations.

What Does a Commercial Insurance Agent in Los Gatos Cost?

Typical costs for a small business general liability policy in California range from $400 to $1,500 per year. Workers compensation premiums vary by industry and payroll, often starting at $1,000 annually for low risk businesses. Commercial auto insurance can cost $1,200 to $3,000 per vehicle per year. Actual costs depend on your business type, location, claims history, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Los Gatos businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. California requires workers comp for most employers with one or more employees. A local agent can help you assess your specific needs based on your industry.
How do California insurance laws affect my business policy?
California has strict rules for workers compensation, commercial auto liability limits, and earthquake coverage. For example, California Insurance Code Section 11580 requires uninsured motorist coverage on commercial auto policies. Your agent can explain how these laws apply to your business.
Can I bundle multiple coverages with one agent in Los Gatos?
Yes many agents offer package policies that combine general liability, property, and other coverages. This can simplify management and may reduce overall costs. Your agent will review your operations to create a comprehensive plan.