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Find Commercial Insurance Agents in Imperial Beach, CA
Compare commercial insurance agents in Imperial Beach. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Imperial Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 commercial insurance agents in Imperial Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tracey Rivera Insurance Agency Inc. - State Farm Insurance
1239 Palm Ave, Imperial Beach, CA 91932
(619) 424-3956
traceyriveraagency.com
Cheryl Close - State Farm Insurance Agent
1144 13th St Suite 101, Imperial Beach, CA 91932
(619) 423-7111
cherylclose.com
Greg Nelson: Allstate Insurance
1228 Palm Ave, Imperial Beach, CA 91932
(619) 423-2633
agents.allstate.com
Farmers Insurance - Carlos Diaz
1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
(619) 425-0079
agents.farmers.com
Ideal Choice Insurance & Notary Services
1237 Palm Ave, Imperial Beach, CA 91932
(619) 423-7172
idealchoiceinsurance.com
Bee Insurance Services
946 Donax Ave #464, Imperial Beach, CA 91933
(858) 752-7564
Commercial insurance agents in Imperial Beach, California help local businesses find coverage for liability, property, and workers compensation. California law requires most employers to carry workers compensation insurance, and agents can guide you through state-specific requirements. Working with a local agent ensures you understand the unique risks of operating a business near the San Diego Bay and the US-Mexico border.
What Does a Commercial Insurance Agent in Imperial Beach Cost?
Typical costs for commercial insurance in California vary widely by industry, location, and coverage limits. A small retail business might pay between $500 and $2,000 per year for general liability, while a construction contractor could pay $5,000 to $15,000 or more. Workers compensation costs depend on payroll and classification codes, averaging around $2 to $4 per $100 of payroll. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do businesses in Imperial Beach need?
Common coverages include general liability, commercial property, and workers compensation. Businesses near the coast may also need flood or windstorm coverage. California law requires workers comp for most employers with at least one employee.
How does California law affect commercial insurance requirements?
California mandates workers compensation insurance for nearly all employers. The state also requires commercial auto insurance for business vehicles. An agent can help you comply with these legal requirements and avoid penalties.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.