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Commercial Insurance Agents in El Cerrito, CA

Compare commercial insurance agents in El Cerrito. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
El Cerrito, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 commercial insurance agents in El Cerrito, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
11100 San Pablo Ave #110, El Cerrito, CA 94530
(510) 408-6823 locations.costulessdirect.com
Alive Insurance Service Inc
3060 El Cerrito Plaza #302, El Cerrito, CA 94530
(510) 524-3200 aliveinsurance.com
Chris Mason - Residential and Commercial Mortgage Broker
6500 Fairmount Ave Suite 12, El Cerrito, CA 94530
(415) 846-9211 eastbaysmortgagebroker.com
Farmers Insurance - Sirak Tegbaru
10810 San Pablo Ave Ste 40, El Cerrito, CA 94530
(510) 528-4638 agents.farmers.com
Bossa Nova Insurance Services, LLC
10468 San Pablo Ave, El Cerrito, CA 94530
(510) 559-1066 bossanovainsuranceservices.com
El Cerrito Insurance Services LIC 0G53215
10891 San Pablo Ave, El Cerrito, CA 94530
(510) 232-1010

Commercial insurance agents in El Cerrito, California help local businesses secure coverage for property, liability, and workers compensation. California law requires most employers to carry workers compensation insurance, and agents can tailor policies to meet state-specific requirements. El Cerrito businesses benefit from agents who understand the local market and regulatory environment.

What Does a Commercial Insurance Agent in El Cerrito Cost?

Commercial insurance costs in California vary widely based on business type, size, and risk factors. For a small retail shop in El Cerrito, general liability may cost between $500 and $2,000 per year. Workers compensation premiums depend on payroll and industry classification, often ranging from $1,000 to $5,000 annually for a small business. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are common for El Cerrito businesses?
Common types include general liability, property insurance, workers compensation, and commercial auto insurance. California law mandates workers compensation for most employers, and agents can bundle coverages for cost savings.
How do California laws affect commercial insurance requirements?
California has strict liability laws and requires specific coverage limits for certain industries. For example, contractors must carry workers compensation and general liability insurance. Agents in El Cerrito can explain these requirements and help you comply.
Can a commercial insurance agent help with business interruption coverage?
Yes, agents can help you add business interruption insurance to your policy. This coverage replaces lost income if your El Cerrito business must close due to a covered event, such as fire or natural disaster.