The top-rated commercial insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Kris Yoder - State Farm Insurance Agent, Dave Mongold: Allstate Insurance. This directory lists 20 commercial insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Kris Yoder - State Farm Insurance Agent | 3505 Airport Way | (907) 328-9022 |
| 4 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 5 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 6 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 7 | Ed Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 452-1861 |
| 8 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 9 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
| 10 | Dunlap Agency, Inc. | 794 University Ave #101 | (907) 456-5202 |
Shannon Fortune - State Farm Insurance Agent serves Fairbanks, Alaska, and the surrounding region as a commercial insurance agent. The agency offers businesses tailored coverage options designed to address local operational risks and regulatory requirements. Policies can be structured to protect assets, vehicles, and premises from common liabilities faced by companies in interior Alaska. The agency specifically handles commercial auto insurance for local fleets and general liability coverage for small to midsize enterprises.
Matthew Raymond - State Farm Insurance Agent in Fairbanks, Alaska, provides commercial insurance coverage including general liability, property, and workers’ compensation. The agency offers routine policy reviews and adjustments to maintain proper levels of protection for changing business needs. Ongoing risk management guidance helps clients understand coverage gaps and endorsements. It services commercial properties such as single-family homes used for business, apartments, retail stores, and restaurants.
Kris Yoder - State Farm Insurance Agent serves local businesses, commercial property managers, and homeowners in Fairbanks, AK. It offers commercial auto, property, and general liability policies tailored to small and mid-sized enterprises throughout the region. The agency also provides personal risk coverage for residential clients and rental property owners. Its services extend to neighboring North Pole and the surrounding Ester area.
Dave Mongold: Allstate Insurance serves Fairbanks and the surrounding communities in Interior Alaska, handling a full range of commercial insurance needs for local businesses. The agency works with policies tailored for various industries, including general liability, property, and workers' compensation coverage. By assessing the unique risks faced by enterprises in the region, such as weather-related challenges, it develops plans that address specific operational exposures. Each client’s risk profile is reviewed carefully to structure coverage that aligns with their business activities and budget requirements.
Jim Kelly, a State Farm insurance agent in Fairbanks, Alaska, handles both one-time policies to cover a single business event and ongoing recurring coverage for commercial operations. His services include general liability and property insurance to protect local companies from common risks. These policies are written on either a scheduled or as-needed basis, depending on the business agreement and the specific coverage needs determined during a consultation.
Chris Marok: Allstate Insurance offers specialized commercial insurance services for Fairbanks businesses, including liability and property coverage tailored to local industries. The agency also handles general business insurance needs such as workers' compensation and commercial auto policies. Through Allstate resources, it assists clients with navigating unique regional risks like ice buildup on roofs and frozen equipment during Fairbanks’ harsh winter months.
Winter in Fairbanks brings heavy snow and ice, creating unique liability risks for commercial property and fleet operations. Ed Randolph - State Farm Insurance Agent in Fairbanks, AK, helps local businesses secure tailored commercial insurance coverage that addresses these regional hazards and everyday operational exposures. The agency works with a range of policies for business owners, including general liability, property, and workers compensation. A thorough inspection of the business premises and a review of current operations is the standard first step in developing a suitable coverage plan.
Loa Carroll-Hubbard: Allstate Insurance in Fairbanks, AK, guides businesses through commercial insurance options. It helps manage general liability and property coverage. The agency also connects clients with specialized add-ons such as business interruption insurance. These resources are integral for protecting daily operations in the local climate. This agency serves a range of commercial sectors, including offices, warehouses, and food service establishments across the Fairbanks area.
Serving residents of Fairbanks, Laura Brugger - COUNTRY Financial Representative offers commercial insurance solutions alongside personal coverage options. The agency helps local business owners protect their property, vehicles, and liability exposures. Regular consultations allow the agent to review evolving operational risks and adjust policy limits as circumstances change. This focused attention on each account ensures that coverage stays aligned with current business needs. Between scheduled annual visits, clients can reach out for policy updates or to obtain certificates of insurance.
Dunlap Agency, Inc. in Fairbanks, Alaska is known for providing commercial insurance coverage tailored to local business needs. The agency works with companies across various industries to secure necessary liability, property, and workers’ compensation policies. Operating in a region with unique logistical and environmental challenges, it helps businesses manage risks specific to the area. An additional specialty service the agency can arrange is commercial auto insurance for fleets operating on remote northern routes.
What Does a a Commercial Insurance Agent in Fairbanks Cost?
Commercial insurance costs in Alaska vary widely by industry and risk level. A small retail business in Fairbanks might pay between 500 and 2000 dollars per year for general liability coverage. Workers compensation rates in Alaska are among the highest in the nation due to the high cost of medical care and unique workplace risks. A construction company could pay 5000 to 20000 dollars annually for a full package. This is general information not insurance advice.
About commercial insurance agents in Fairbanks
Commercial insurance agents in Fairbanks Alaska help local businesses secure coverage for risks unique to the region. These agents understand Alaska state requirements such as mandatory workers compensation insurance under Alaska Statute 23.30. They also assist with policies for seasonal operations and remote work sites common in the Fairbanks area.
Frequently Asked Questions
What types of commercial insurance do Fairbanks businesses typically need?
Most Fairbanks businesses need general liability property insurance and workers compensation. Alaska law requires workers comp for most employers with one or more employees. Many also need commercial auto insurance for vehicles used in business operations.
How do I find a licensed commercial insurance agent in Fairbanks?
You can search the Alaska Division of Insurance website for licensed agents in Fairbanks. Local business associations and chambers of commerce also maintain lists of reputable agents. Always verify that the agent holds a valid Alaska producers license.
Does Alaska have specific insurance requirements for construction contractors?
Yes contractors in Alaska must meet specific bonding and insurance requirements. For example Alaska Statute 08.18 requires contractors to show proof of general liability insurance and workers compensation coverage before obtaining a license. Fairbanks contractors often need additional coverage for cold weather operations.