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HomeBusiness Insurance AgentsVirginia › Charlottesville

Find Business Insurance Agents Near You in Charlottesville, VA

Browse business insurance agents serving Charlottesville, Virginia. Updated 2026-07-14.

The top-rated business insurance agent in Charlottesville, Virginia is Miguel Coradine - Sirius Insurance, rated 5.0 stars across 957 reviews. Other highly rated options include Hunter Wyant - State Farm Insurance Agent, Steinlage Insurance Agency of Charlottesville, Specialized Insurance. This directory lists 20 business insurance agents serving Charlottesville.

Showing 20 business insurance agents in Charlottesville, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Miguel Coradine - Sirius Insurance687 Berkmar Cir(434) 817-7555
2Hunter Wyant - State Farm Insurance Agent253 Ridge McIntire Rd(434) 293-3906
3Steinlage Insurance Agency of Charlottesville1001 Research Park Boulevard Suite 1020(434) 602-9200
4Specialized Insurance2250 Old Ivy Rd #5(434) 529-6000
5Able Insurance Agency716 Rio Rd W STE D(434) 979-0814
6Craddock Sirius Insurance687 Berkmar Cir(434) 817-7555
7Mac Weems - State Farm Insurance Agent2215 Hydraulic Rd(434) 971-3838
8Gary Albert - State Farm Insurance Agent1380 Rio Rd E(434) 296-1222
9Ned Loyd: Allstate Insurance944 Glenwood Station Ln STE 202(434) 977-0566
10BOST Benefits office of Michelle & Corey Lawson901 Preston Ave STE 402(434) 296-9500
MC
687 Berkmar Cir
Miguel Coradine - Sirius Insurance
Business Insurance Agent · Charlottesville, VA

Miguel Coradine - Sirius Insurance serves the Charlottesville, VA metro area and surrounding counties by providing business insurance coverage for local enterprises. The agency specializes in assessing company-specific risks to recommend appropriate liability protection and property policies. Commercial clients can secure tailored coverage that safeguards their assets, employees, and daily operations against unforeseen events. Common needs include general liability insurance for small retail shops and commercial auto policies for delivery fleets operating in and around Charlottesville.

HW
253 Ridge McIntire Rd
Hunter Wyant - State Farm Insurance Agent
Business Insurance Agent · Charlottesville, VA

Hunter Wyant, a State Farm Insurance Agent in Charlottesville, Virginia, offers a range of business insurance solutions, including liability and property coverage. Their service plans focus on assessing specific operational risks to protect commercial assets and cash flow, with options for periodic policy reviews to adjust coverage as businesses evolve. They service single-family homes, apartments, retail establishments, and full-service restaurants.

SI
1001 Research Park Boulevard Suite 1020
Steinlage Insurance Agency of Charlottesville
Business Insurance Agent · Charlottesville, VA

Steinlage Insurance Agency of Charlottesville provides a full range of commercial insurance services, including general liability, property, and workers' compensation coverage. Its service approach includes regular policy reviews and risk assessment consultations to help local businesses maintain adequate protection as their needs evolve. Ongoing account management ensures clients receive guidance on coverage adjustments and claims support. The agency services a variety of commercial properties, including single-family homes converted to businesses, apartments, retail storefronts, and restaurants.

SI
2250 Old Ivy Rd #5
Specialized Insurance
Business Insurance Agent · Charlottesville, VA

Specialized Insurance serves businesses and commercial property managers throughout the Charlottesville area, offering tailored policies for general liability, property coverage, and workers' compensation. The agency works closely with local entrepreneurs and established firms to assess their unique risk exposures and find appropriate insurance solutions. By maintaining relationships with multiple carriers, it identifies competitive coverage options that meet regulatory requirements. Its service area extends east along the Interstate 64 corridor to include the neighboring community of Zion Crossroads.

AI
716 Rio Rd W STE D
Able Insurance Agency
Business Insurance Agent · Charlottesville, VA

Able Insurance Agency serves the Charlottesville, Virginia area and surrounding communities, handling commercial coverage for local businesses. It helps clients manage general liability, property insurance, and workers’ compensation needs. The agency works with business owners to assess operational risks and identify appropriate policies for their size and industry. When addressing a typical coverage request, it gathers detailed information about the business’s activities and assets. After reviewing options from multiple carriers, Able Insurance Agency presents clear comparisons to help the client select suitable protection.

CS
687 Berkmar Cir
Craddock Sirius Insurance
Business Insurance Agent · Charlottesville, VA

Craddock Sirius Insurance distinguishes between one-time policy placements and ongoing service relationships for Charlottesville businesses. Their coverage counseling addresses general liability, property, and commercial auto risks that local companies commonly face. Agents explain policy exclusions and optional endorsements tailored to each operation’s exposures. Whether a retailer needs a simple annual renewal or a growing manufacturer requires quarterly coverage adjustments, their approach adapts accordingly. Craddock Sirius Insurance operates on a scheduled basis, handling annual reviews proactively while also offering as-needed consultations when clients experience significant business changes.

MW
2215 Hydraulic Rd
Mac Weems - State Farm Insurance Agent
Business Insurance Agent · Charlottesville, VA

Mac Weems - State Farm Insurance Agent in Charlottesville, VA specializes in business insurance policies tailored to local commercial needs. It also provides general liability, property, and workers’ compensation coverage to protect small and medium-sized enterprises. Understanding the region’s seasonal demands, the agency helps retail and hospitality clients prepare for increased liability exposure during the peak tourist months in central Virginia.

GA
1380 Rio Rd E
Gary Albert - State Farm Insurance Agent
Business Insurance Agent · Charlottesville, VA

As Charlottesville businesses prepare for the changing seasons, commercial policies must be reviewed to cover shifting liabilities and asset risks. Gary Albert - State Farm Insurance Agent provides tailored business insurance coverage for local enterprises in the area, addressing property protection, general liability, and commercial auto needs unique to the Virginia marketplace. This agent works closely with company owners to design plans that align with operational demands and regulatory requirements. An initial on-site or virtual inspection is scheduled to assess the business’s specific exposures before finalizing coverage.

NL
944 Glenwood Station Ln STE 202
Ned Loyd: Allstate Insurance
Business Insurance Agent · Charlottesville, VA

Ned Loyd: Allstate Insurance assists area businesses with their commercial coverage needs. The firm provides standard liability and property policies, and it also offers specialty add-ons such as workers' compensation and commercial auto protection. Working throughout Charlottesville, VA, the agency helps local enterprises manage risks and comply with common regulatory requirements. Its client base includes a wide range of commercial operations, from small professional offices and corporate headquarters to warehouse facilities and expanding food service establishments.

BB
901 Preston Ave STE 402
BOST Benefits office of Michelle & Corey Lawson
Business Insurance Agent · Charlottesville, VA

BOST Benefits office of Michelle & Corey Lawson offers residential insurance services, including policies for homeowners and renters in the Charlottesville area. The agency also provides commercial coverage tailored to local business needs, such as liability and property insurance. Serving clients throughout central Virginia, the agents assess individual risks and recommend appropriate policy options. Following an initial consultation, the office arranges routine policy reviews between regular visits to ensure ongoing protection and update coverage as circumstances change.

TI
304 E Jefferson St
Towe Insurance Service Inc.
Business Insurance Agent · Charlottesville, VA
(434) 295-5191
toweinsurance.com
BR
106 South Steet
Better Rate Insurance
Business Insurance Agent · Charlottesville, VA
(540) 818-7565
betterrateins.com
RI
1410 Incarnation Dr STE 201
The Rudd Insurance Group
Business Insurance Agent · Charlottesville, VA
(434) 973-6166
theruddinsurancegroup.com
BI
100 10th St NE STE 200
Bearing Insurance
Business Insurance Agent · Charlottesville, VA
(434) 977-5313
bearinginsurance.com
VF
890 Rio E Ct suite a
Virginia Farm Bureau Insurance Company
Business Insurance Agent · Charlottesville, VA
(434) 293-5775
vafb.com/offices/charlottesville
HC
218 3rd St NE
Hanckel-Citizens Insurance
Business Insurance Agent · Charlottesville, VA
(434) 296-7191
hanckelcitizens.com
CD
302 Hickman Rd Ste 102
Coleman & Davis Insurance Agency
Business Insurance Agent · Charlottesville, VA
(434) 295-1154
colemandavisinsurance.com
DI
665 Berkmar Ct
Davis Insurance Agency
Business Insurance Agent · Charlottesville, VA
(434) 978-4930
davisinsures.com
CI
300 E Main St #308
Comparion Insurance Agency
Business Insurance Agent · Charlottesville, VA
(434) 218-6265
comparioninsurance.com/insurance-agent/virginia/charlottesville-0286
NI
198 Spotnap Rd suite a-4
Nationwide Insurance: James R MacRae Agency
Business Insurance Agent · Charlottesville, VA
(434) 973-9115
agency.nationwide.com/va/charlottesville/22911/james-r-macrae-agency

What Does a a Business Insurance Agent in Charlottesville Cost?

Typical costs for a small business insurance policy in Virginia range from $500 to $3,000 per year for general liability. Workers compensation premiums average $1.50 to $2.50 per $100 of payroll for low-risk industries. Commercial auto policies in Charlottesville often start around $1,200 per year per vehicle. These are general estimates and your actual costs will vary based on your specific business operations and coverage needs. This information is general and does not constitute insurance advice.

About business insurance agents in Charlottesville

Business insurance agents in Charlottesville help local companies secure coverage that meets Virginia state requirements. Virginia law mandates workers compensation insurance for most employers with three or more employees. Agents also guide businesses through liability, property, and commercial auto policies tailored to the Charlottesville market.

Frequently Asked Questions

What types of business insurance are required in Virginia?

Virginia requires workers compensation insurance for employers with three or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.

How do I find a licensed business insurance agent in Charlottesville?

You can search the Virginia State Corporation Commission database for licensed agents. Local agents in Charlottesville often specialize in industries like hospitality, construction, or retail. Meeting with an agent in person allows them to review your specific risks.

What factors affect business insurance costs in Virginia?

Costs depend on your industry, number of employees, revenue, claims history, and coverage limits. Virginia does not set standard rates for most business insurance, so agents compare multiple carriers to find competitive pricing. Location in Charlottesville may also influence property insurance rates due to weather risks.

Business Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.