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Compare Business Insurance Agents in Charlottesville, VA
Compare business insurance agents in Charlottesville. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 business insurance agents in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hunter Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 293-3906
hunterwyant.com
Miguel Coradine - Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555
craddocksirius.com
Steinlage Insurance Agency of Charlottesville
1001 Research Park Boulevard Suite 1020, Charlottesville, VA 22911
(434) 602-9200
steinlageagency.com
Specialized Insurance
2250 Old Ivy Rd #5, Charlottesville, VA 22903
(434) 529-6000
specializedins.com
Able Insurance Agency
716 Rio Rd W STE D, Charlottesville, VA 22901
(434) 979-0814
ableinsurance.com
Craddock Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555
craddocksirius.com
Mac Weems - State Farm Insurance Agent
2215 Hydraulic Rd, Charlottesville, VA 22901
(434) 971-3838
cvillequote.com
Gary Albert - State Farm Insurance Agent
1380 Rio Rd E, Charlottesville, VA 22901
(434) 296-1222
garyalbert.com
Ned Loyd: Allstate Insurance
944 Glenwood Station Ln STE 202, Charlottesville, VA 22901
(434) 977-0566
agents.allstate.com
BOST Benefits office of Michelle & Corey Lawson
901 Preston Ave STE 402, Charlottesville, VA 22903
(434) 296-9500
lawsonmedicare.com
Towe Insurance Service Inc.
304 E Jefferson St, Charlottesville, VA 22902
(434) 295-5191
toweinsurance.com
Better Rate Insurance
106 South Steet, Charlottesville, VA 22902
(540) 818-7565
betterrateins.com
The Rudd Insurance Group
1410 Incarnation Dr STE 201, Charlottesville, VA 22901
(434) 973-6166
theruddinsurancegroup.com
Bearing Insurance
100 10th St NE STE 200, Charlottesville, VA 22902
(434) 977-5313
bearinginsurance.com
Virginia Farm Bureau Insurance Company
890 Rio E Ct suite a, Charlottesville, VA 22901
(434) 293-5775
vafb.com
Hanckel-Citizens Insurance
218 3rd St NE, Charlottesville, VA 22902
(434) 296-7191
hanckelcitizens.com
Coleman & Davis Insurance Agency
302 Hickman Rd Ste 102, Charlottesville, VA 22911
(434) 295-1154
colemandavisinsurance.com
Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265
comparioninsurance.com
Davis Insurance Agency
665 Berkmar Ct, Charlottesville, VA 22901
(434) 978-4930
davisinsures.com
Nationwide Insurance: James R MacRae Agency
198 Spotnap Rd suite a-4, Charlottesville, VA 22911
(434) 973-9115
agency.nationwide.com
Business insurance agents in Charlottesville help local companies secure coverage that meets Virginia state requirements. Virginia law mandates workers compensation insurance for most employers with three or more employees. Agents also guide businesses through liability, property, and commercial auto policies tailored to the Charlottesville market.
What Does a Business Insurance Agent in Charlottesville Cost?
Typical costs for a small business insurance policy in Virginia range from $500 to $3,000 per year for general liability. Workers compensation premiums average $1.50 to $2.50 per $100 of payroll for low-risk industries. Commercial auto policies in Charlottesville often start around $1,200 per year per vehicle. These are general estimates and your actual costs will vary based on your specific business operations and coverage needs. This information is general and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Virginia?
Virginia requires workers compensation insurance for employers with three or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I find a licensed business insurance agent in Charlottesville?
You can search the Virginia State Corporation Commission database for licensed agents. Local agents in Charlottesville often specialize in industries like hospitality, construction, or retail. Meeting with an agent in person allows them to review your specific risks.
What factors affect business insurance costs in Virginia?
Costs depend on your industry, number of employees, revenue, claims history, and coverage limits. Virginia does not set standard rates for most business insurance, so agents compare multiple carriers to find competitive pricing. Location in Charlottesville may also influence property insurance rates due to weather risks.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.