The top-rated business insurance agent in Farmington, Utah is Top Horizon Insurance Services - Medicare Agency, rated 5.0 stars across 192 reviews. Other highly rated options include Todd Forman: Allstate Insurance, Justin Zlotnick - State Farm Insurance Agent, AAA Farmington Branch. This directory lists 20 business insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Top Horizon Insurance Services - Medicare Agency | 121 W 200 S | (801) 608-4608 |
| 2 | Todd Forman: Allstate Insurance | 11 E State St | (801) 451-2124 |
| 3 | Justin Zlotnick - State Farm Insurance Agent | 1466 US-89 #240 | (801) 451-2997 |
| 4 | AAA Farmington Branch | 1067w Grand Avenue Suite 101 | (801) 683-4900 |
| 5 | Bear River Insurance - Rob Jackson Insurance Davis County | 1353 N 1075 W #206 | (801) 406-1144 |
| 6 | Insurance4utah Since 1968 | 1361 US-89 #14 | (385) 350-6400 |
| 7 | Skye Watson - State Farm Insurance Agent | 240 N E Promontory Ste 217 | (801) 939-3109 |
| 8 | Insur-West, Inc | 286 S 200 W #140 | (801) 451-8300 |
| 9 | Mike Rowan - State Farm Insurance Agent | 47 S 100 E | (801) 447-9647 |
| 10 | Shield National | 115 S 200 E | (888) 508-2435 |
Top Horizon Insurance Services - Medicare Agency serves Farmington, Utah, and the surrounding Davis County area as a business insurance agent. The company helps local business owners identify and secure appropriate coverage to protect their operations and assets. Typical clients include small and medium-sized enterprises needing general liability and property insurance. Additionally, it handles commercial auto policies and workers’ compensation plans for businesses in the local community.
Todd Forman: Allstate Insurance serves the Farmington, Utah area and surrounding communities with business insurance solutions. The agency handles commercial policies for small and mid-sized businesses, covering liability, property, and workers’ compensation needs. It works with local entrepreneurs to address risks specific to their industry and operations. For a typical job, the agent begins by assessing the client’s current coverage gaps and exposures, then recommends tailored policy options to match their business size and budget constraints.
Justin Zlotnick - State Farm Insurance Agent in Farmington, UT, provides business insurance services to local homeowners, businesses, and property managers. The agency assists clients in selecting appropriate commercial policies to protect their assets and daily operations. Personal insurance options are also available for individuals seeking coverage on their homes and vehicles. By tailoring plans to meet specific needs, the agent helps safeguard livelihoods in Farmington and the broader Davis County metro area, including communities such as Kaysville and Layton.
AAA Farmington Branch provides a full range of commercial insurance solutions for local business owners, including general liability, property, and workers' compensation coverage. Its service approach includes tailored risk assessments to identify unique exposures and periodic policy reviews to adjust coverage as business needs evolve. The agency serves a diverse portfolio of commercial properties, such as single-family rental homes, apartment complexes, retail storefronts, and full-service restaurants in the Farmington area.
Bear River Insurance - Rob Jackson Insurance Davis County in Farmington, UT provides business insurance agents who help clients understand the difference between one-time liability policies for a single project and recurring coverage options that protect ongoing operations. These agents assess local business risks to tailor coverage for property, general liability, and workers’ compensation. Service runs on an as-needed basis, allowing businesses to request consultations or policy adjustments whenever their coverage needs change.
Insurance4utah Since 1968 specializes in protecting local businesses with tailored liability policies and commercial property coverage, while also handling workers’ compensation and general risk assessment for a variety of Farmington-area enterprises. The agency works closely with each client to review exposures, from retail shops to contracting firms, ensuring proper safeguards are in place. As winter approaches, it frequently helps snow removal contractors secure adequate coverage against slips, parking lot liabilities, and equipment claims.
As spring brings changing weather across Farmington, local businesses look to review their coverage for seasonal exposures. Skye Watson – State Farm Insurance Agent addresses these evolving needs by helping entrepreneurs assess liability, property, and other operational risks common to the area. Clear guidance is offered for policies that align with current business conditions and future growth. The process begins with a straightforward inspection of the premises and an initial review of existing coverage to identify any gaps.
Insur-West, Inc., located in Farmington, UT, provides business insurance policies tailored to local companies. Its coverage options include general liability, property, and workers’ compensation, as well as specialized protections such as professional liability and commercial auto. The agency analyzes client risk exposures to craft appropriate plans that address operational needs. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Mike Rowan’s agency in Farmington, UT helps local residents with auto, home, and life insurance policies. For business clients, the agency provides commercial coverages such as general liability, property, and workers compensation. The service area includes Farmington and the surrounding communities in Davis County. Between scheduled appointments, the agent follows up with policyholders to review coverage changes and address new exposures, ensuring the client receives consistent support.
Shield National is a business insurance agent based in Farmington, UT, known for advising local enterprises on comprehensive coverage plans. The agency services a wide range of commercial clients, from small retailers to professional services firms, helping them assess risk and secure appropriate policies. Its core work involves general liability, property, and workers’ compensation insurance tailored to each business’s specific operations. A specialty service it offers is commercial auto insurance for companies with fleet vehicles.
What Does a a Business Insurance Agent in Farmington Cost?
The cost of business insurance in Utah varies by industry revenue and risk level. A small retail shop in Farmington might pay 500 to 1500 per year for general liability. Workers compensation premiums are set by class code and payroll often ranging from 0.50 to 3.00 per 100 dollars of payroll. Commercial property insurance for a modest office could cost 800 to 2000 annually. This is general information not insurance advice.
About business insurance agents in Farmington
Farmington Utah business owners can work with a local insurance agent to secure coverage that meets state requirements. Utah law mandates workers compensation insurance for most employers with one or more employees. An agent can help you compare policies from multiple carriers and tailor a plan for your specific industry.
Frequently Asked Questions
What types of business insurance are required in Utah?
Utah requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability and property insurance are not legally required but are often mandated by lenders or landlords.
How do I find a licensed business insurance agent in Farmington?
You can search the Utah Insurance Department website to verify an agents license. Local agents in Farmington are listed in online directories and through professional networks. Ask for referrals from other business owners in Davis County.
Does Utah have a specific law about business interruption insurance?
Utah does not require business interruption insurance. However many commercial property policies include it as an optional endorsement. This coverage can help replace lost income if your business must close due to a covered event like a fire or natural disaster.
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