The top-rated business insurance agent in Schertz, Texas is Nate Obregon - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Farmers Insurance - Natascha Reynoso, Bill Hicks - State Farm Insurance Agent, Cindy Deschamps: Allstate Insurance. This directory lists 11 business insurance agents serving Schertz.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nate Obregon - State Farm Insurance Agent | 6000 FM3009 Ste 204 | (210) 460-4951 |
| 2 | Farmers Insurance - Natascha Reynoso | 6051 FM3009 Ste 246 | (210) 797-7197 |
| 3 | Bill Hicks - State Farm Insurance Agent | 210 FM78 | (210) 658-4642 |
| 4 | Cindy Deschamps: Allstate Insurance | 1420 Schertz Pkwy Ste 230 | (210) 656-1462 |
| 5 | Steven Garza - State Farm Insurance Agent | 1996 Schertz Pkwy Suite 404 | (210) 658-6264 |
| 6 | Joel Munis: Allstate Insurance | 908 FM3009 | (210) 566-4440 |
| 7 | Medicare San Antonio Insurance Options | 1105 Antler Dr | (210) 721-1988 |
| 8 | CIA (Colombo Insurance Agency) | 611 Main St | (210) 966-0601 |
| 9 | Laskowski Insurance Agency | 17305 I-35 N #134 | (210) 828-2265 |
| 10 | Farmers Insurance - Jacqueline Cruz | 1996 Schertz Pkwy Ste 203 | (210) 890-8008 |
Nate Obregon - State Farm Insurance Agent serves the Schertz, Texas metro and surrounding Bexar County communities, specializing in business insurance solutions for local enterprises. The agency provides coverage options tailored to protect commercial property, liability risks, and operational assets common to area businesses. Policyholders receive personalized guidance to address unique industry exposures. This office further handles commercial auto insurance for company fleets and workers’ compensation insurance to support employee safety and regulatory compliance.
Farmers Insurance - Natascha Reynoso serves Schertz, Texas, and the surrounding communities. It handles business insurance for local operations, including coverage for property, liability, and workers’ compensation. The agency works to protect small and medium-sized enterprises from common commercial risks in the region. For each policy, it reviews the client’s specific operations and exposures, then builds a tailored plan that addresses those needs in a straightforward consultation.
Bill Hicks - State Farm Insurance Agent in Schertz, TX, offers business insurance services to protect local enterprises from common operational risks. The agency provides coverage options tailored to various commercial needs, including general liability, property, and workers' compensation protection. Its ongoing account management includes policy reviews and claims assistance to help clients maintain appropriate coverage over time. The company services a diverse range of properties, such as single-family homes, apartments, retail locations, and restaurants.
Cindy Deschamps: Allstate Insurance serves homeowners, business owners, and property managers in Schertz, Texas, by offering commercial insurance policies designed to protect local enterprises from common operational risks. Their agency provides coverage options for liability, property damage, and business interruption, helping clients select appropriate plans for their specific needs. This business insurance agent works closely with each customer to explain policy details and ensure adequate protection. The agency also extends its services to neighboring Cibolo and the wider San Antonio metro area.
Steven Garza - State Farm Insurance Agent, based in Schertz, TX, provides business insurance with a clear distinction between one-time policies and recurring coverage options tailored to local commercial needs. General liability and property coverage protect area businesses from common operational risks, while ongoing policies adapt to changing circumstances over time. The service operates on both a one-time setup and a scheduled, recurring basis depending on the client’s chosen plan. For maintenance or adjustments, as-needed consultations are also available throughout the policy term.
Joel Munis: Allstate Insurance specializes in business insurance agent services for companies in Schertz, Texas. It works with local owners to evaluate liability, property, and vehicle coverage needs tailored to commercial operations. The agency focuses on helping businesses understand policy details and manage risks affecting their daily work. During the seasonal increase in holiday-related claims, it assists clients in reviewing and adjusting their existing coverage to prepare for potential disruptions.
As local businesses in Schertz prepare for seasonal shifts in inventory and foot traffic, having adequate coverage becomes a priority to protect assets and operations. Medicare San Antonio Insurance Options serves area business owners seeking tailored policies that address commercial property, liability, and industry‑specific risks. The company works with clients to review current exposures and identify gaps in protection. An initial on‑site inspection of the business premises is scheduled to assess physical safeguards and recommend appropriate policy limits for local conditions.
Based in Schertz, Texas, Colombo Insurance Agency helps businesses manage their risk by securing appropriate liability and property insurance coverage. It offers specialized add-ons to a general business policy, allowing clients to tailor protections for their specific operational needs. The firm focuses on matching each organization with suitable levels of coverage, including protection for commercial property damage and general liability risks. Ultimately, the agency can serve a wide range of commercial sectors, including offices, warehouses, and food service businesses.
Laskowski Insurance Agency provides residential insurance solutions for homeowners and renters in the Schertz area. The agency also serves local businesses with commercial coverage tailored to their operational needs. A focus on assessing individual risk profiles helps ensure appropriate policy structures for each client. Following an initial consultation, agents regularly review coverage options during periodic check-ins to account for changing circumstances. This allows for adjustments or renewals between regular visits, maintaining continuous alignment with client requirements.
Farmers Insurance - Jacqueline Cruz, serving the Schertz, TX area, is known for providing business insurance coverage tailored to local commercial needs. It offers general liability, property protection, and workers’ compensation policies that help safeguard small and medium-sized enterprises from common operational risks. The agency also advises clients on risk management strategies to improve workplace safety and continuity. Business owner’s policy bundles are a specialty service it can add on to streamline coverage.
What Does a a Business Insurance Agent in Schertz Cost?
Typical costs for business insurance in Texas vary by industry and coverage level. A small office might pay 400 to 800 dollars per year for general liability. A contractor may pay 1,000 to 3,000 dollars annually for a package policy. Workers compensation costs depend on payroll and class code often ranging from 0.50 to 2.00 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About business insurance agents in Schertz
Business insurance agents in Schertz Texas help local companies find coverage that meets state requirements. Texas law does not require general liability insurance for most businesses but does mandate workers compensation for certain employers with five or more employees. An agent can guide you through these rules and find policies that protect your assets.
Frequently Asked Questions
What types of business insurance do agents in Schertz offer?
Agents in Schertz typically offer general liability commercial property workers compensation commercial auto and professional liability insurance. They can also help with specialized policies for contractors restaurants and home based businesses.
Is business insurance required by law in Texas?
Texas does not require general liability insurance for most businesses. However workers compensation insurance is mandatory for employers with five or more employees unless they opt out with proper notice. Commercial auto insurance is required for any vehicle used for business purposes.
How do I choose a business insurance agent in Schertz?
Look for an agent licensed in Texas who has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and confirm they understand Schertz specific risks like weather or local regulations.
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