The top-rated business insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include Acceptance Insurance, LSM Insurance Agency, Pirkle Weir Insurance Agency. This directory lists 20 business insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | Acceptance Insurance | 2801 Avenue Q | (806) 329-3345 |
| 3 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 4 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 5 | Farmers Insurance - William Smith Agency | 3410 Joliet Ave | (806) 705-8553 |
| 6 | Weston Taylor Insurance | 8207 Ithaca Ave # C | (806) 783-0130 |
| 7 | All Write Insurance Agency | 2413 20th St | (806) 763-2886 |
| 8 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 9 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 10 | Owen Insurance Agency | 6418 98th St #200 | (806) 744-9811 |
Grimes Insurance Agency Inc. serves Lubbock County and the surrounding area, providing business insurance agent services to local companies. This agency helps business owners manage risk by analyzing their specific operational needs and property exposures. It offers coverage options designed to protect commercial assets from common threats such as property damage and liability claims. Additionally, Grimes Insurance Agency Inc. handles commercial auto policies and workers' compensation insurance for area employers.
Acceptance Insurance in Lubbock, Texas, helps local homeowners and renters with residential insurance to protect their property and belongings. The agency also arranges commercial coverage for small businesses, ensuring policies fit various operational needs across the region. With a focus on clear explanations and customized options, visits often lead to follow-up meetings for policy adjustments or long-term repeat service between regular reviews of changing requirements.
LSM Insurance Agency provides a comprehensive range of business insurance options tailored for local enterprises in Lubbock, TX, including general liability and commercial property coverage. The agency assists clients in establishing risk management plans and reviewing policies on a recurring basis to ensure adequate protection as businesses evolve. It serves a diverse array of properties, from commercial retail spaces and restaurants to single-family rental homes and multi-unit apartment complexes.
Pirkle Weir Insurance Agency serves Lubbock, Texas, and the surrounding South Plains communities, handling tailored business insurance policies for local companies of various sizes. Its offerings include general liability, property, and workers’ compensation coverage designed to address everyday operational risks. The agency works directly with each client to assess specific exposures and financial considerations. To handle a typical job, it reviews current coverage, identifies gaps or overlaps, and then presents a clear comparison of policy options before binding a plan.
Farmers Insurance - William Smith Agency serves homeowners, businesses, and property managers throughout the Lubbock, TX area with tailored insurance coverage. The agency helps local businesses secure essential policies such as general liability, commercial property, and workers’ compensation to protect their operations and assets. Residential clients can receive guidance on home and renters insurance to safeguard their properties. Professional consultation is available for reviewing risk exposures and adjusting coverage as needs change. The agency also extends its services to the neighboring community of Wolfforth, ensuring comprehensive insurance support across the Lubbock metro region.
Weston Taylor Insurance specializes in business coverage such as liability, property, and workers compensation for companies in Lubbock, TX. It also provides general insurance guidance to local retailers, contractors, and service-based businesses seeking to manage operational risks. Tailoring each policy to the specific needs of the client is its standard approach. As seasonal storms and fluctuating supply chains affect the area, the agency helps firms review their policies to avoid gaps in coverage after major weather events.
All Write Insurance Agency in Lubbock, TX, distinguishes between one-time policies for a single project or event and recurring annual agreements that require renewal. The agency provides general liability and property coverage for local small businesses to protect against common operational risks. Commercial auto and workers’ compensation policies are also available to meet state requirements and company needs. This service customizes coverage limits and deductibles based on each client’s specific business profile. Appointments for new quotes or policy reviews are available on an as-needed basis.
As the spring winds begin sweeping across the South Plains, local retailers and construction firms in Lubbock need reliable protection against sudden liability and property damage. The Shropshire Insurance Agency, Inc. offers commercial insurance policies designed to guard businesses from such seasonal and operational risks. Their agents work closely with each client to review coverage gaps, including general liability and workers compensation. The process begins with a thorough assessment of the business premises and current operations to identify specific exposures and policy requirements.
Beadle Insurance Agency, LLC delivers commercial coverage solutions tailored to protect business assets and operations. As a specialized business insurance agent serving the Lubbock region, the agency focuses on structuring policies that address liability exposures, property risks, and income interruption scenarios. This firm assists local enterprises with evaluating appropriate coverage limits and deductible options for their specific operational profiles. It can serve commercial sectors that include professional offices, warehouse and distribution centers, manufacturing facilities, and food service establishments.
Owen Insurance Agency in Lubbock, Texas, is known for helping small to mid-sized businesses protect their operations with comprehensive liability policies. Its services range from general liability and property coverage to workers’ compensation for local companies facing regional weather and liability risks. The agency also focuses on crafting individual policies for commercial vehicles and equipment used in agriculture and construction work. A specialty service it can add on is cyber liability insurance, which covers data breach response and regulatory defense.
What Does a a Business Insurance Agent in Lubbock Cost?
Typical costs for a small business insurance policy in Texas range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry often costing 0.75 to 2.50 dollars per 100 dollars of payroll. Commercial auto policies average 1200 to 2400 dollars annually. These are general estimates and your actual cost will depend on your specific business operations location and claims history. This information is general and not insurance advice.
About business insurance agents in Lubbock
A business insurance agent in Lubbock Texas helps local companies find coverage that meets state requirements and protects against common risks. Texas law requires most employers to carry workers compensation insurance or provide a qualified alternative. Agents can also guide you on commercial auto policies and general liability limits that match your industry.
Frequently Asked Questions
What types of business insurance are required in Texas?
Texas does not require general liability insurance for most businesses but does require workers compensation for employers with more than four employees unless they opt out. Commercial auto insurance is required for any vehicle used for business purposes.
How does a business insurance agent in Lubbock help with risk management?
An agent reviews your operations and recommends coverage for property damage lawsuits and employee injuries. They can also advise on Texas-specific endorsements like windstorm or hail coverage for Lubbocks weather risks.
Can a business insurance agent help me save money on premiums?
Yes an agent can compare quotes from multiple carriers to find competitive rates. They also help you choose deductibles and limits that balance cost with adequate protection for your business.
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