The top-rated business insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 410 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Justin Bigby - State Farm Insurance Agent, Michel Hambrick Agency. This directory lists 11 business insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Justin Bigby - State Farm Insurance Agent | 2601 Little Elm Pkwy Ste 1004 | (972) 395-1581 |
| 4 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 5 | Nexum Insurance | 407 W Eldorado Pkwy #320 | (972) 292-9752 |
| 6 | Bob Parker - State Farm Insurance Agent | 2763 E Eldorado Pkwy #135 | (972) 292-1900 |
| 7 | Allen Insurance Group | 1120 W Eldorado Pkwy | (972) 695-4444 |
| 8 | Melliand Insurance | 700 Lake Meadow Ln | (972) 346-4666 |
| 9 | SS Integra Insurance | 2425 Foxwood Ln | (214) 544-9445 |
| 10 | Iscential Insurance Agency | 2805 Evening Mist Dr | (214) 208-2763 |
Ryan Dunn – State Farm Insurance Agent serves the Little Elm area in Denton County, offering business insurance policies for local enterprises. The agency works closely with small and mid-sized companies to help them choose appropriate liability and property coverage. It assists clients in understanding their exposure risks and policy limits. Additional services include commercial auto insurance for business-owned vehicles and workers’ compensation coverage to protect employees on the job.
Ricardo Sempertegui - State Farm Insurance Agent serves homeowners, businesses, and property managers in Little Elm, Texas, with customized commercial insurance solutions. The agency helps local business owners protect their assets through general liability, workers’ compensation, and commercial property policies. Personal insurance options such as auto and renters coverage are also available from this established agency. Neighborhoods throughout the Little Elm area, along with nearby communities like Frisco and The Colony, are included in the service region.
Justin Bigby - State Farm Insurance Agent in Little Elm, TX offers commercial coverage for local enterprises, including liability and property policies. The agency provides periodic policy reviews to adjust coverage as businesses expand or change. Personalized risk assessments help identify gaps in protection. Specific business insurance plans are tailored to match each client’s operational needs. In addition to general liability, the agency addresses commercial auto and workers’ compensation requirements. The agency handles policies for single-family homes, apartments, retail shops, and restaurants.
Michel Hambrick Agency serves local businesses, property managers, and commercial property owners in Little Elm, Texas. The agency works with clients to identify and secure insurance coverage for liability, property damage, and business interruption risks. It also assists with workers compensation policies and commercial auto protection. Protection packages can be tailored to match a business’s specific operations and budget. The agency additionally provides services to companies in the nearby areas of Frisco and The Colony.
Serving Little Elm and the surrounding communities across Denton and Collin counties, Nexum Insurance operates as a local business insurance agent. It handles a variety of commercial policies designed to protect small and mid-sized companies from common operational risks. The agency typically begins each engagement by reviewing the client’s specific liability exposures, property assets, and industry requirements. From that initial assessment, it then customizes a coverage plan, pulling policies from multiple carriers to ensure the protection fits the business’s actual daily needs.
Bob Parker, a business insurance agent in Little Elm, TX, distinguishes between one-time policies for singular needs and recurring coverage options designed for ongoing commercial operations. Each plan focuses on protecting local businesses from common liability and asset risks present in the area. Service operates entirely on an as-needed basis, allowing clients to request assistance or policy adjustments only when their specific circumstances require professional guidance.
Allen Insurance Group in Little Elm, TX specializes in policies tailored for local businesses, including general liability, commercial property, and workers’ compensation coverage. It also serves retail shops, contractors, and professional service providers across the area. The agency works closely with each client to review exposures and match coverage limits to specific operational needs. Before the start of the busy summer construction season, it routinely helps contractors update their policies to account for new equipment and higher project volumes.
As seasonal weather shifts in Little Elm bring increased risk of property damage, Melliand Insurance helps local business owners review their commercial policies for adequate liability and equipment coverage against regional storms. This agency serves as a business insurance agent, connecting clients with appropriate policies from multiple insurers to address specific operational exposures. A new client consultation typically includes a walk-through of the business premises and a review of current financial records to identify potential risks and coverage gaps.
SS Integra Insurance helps businesses secure general liability and property coverage, while also providing specialized options such as errors and omissions insurance and workers’ compensation. The agency works with companies across varied industries to find policies that address daily operational risks and legal requirements. Its services are available to small and medium-sized commercial enterprises, including local offices, warehouses, and food service establishments.
Iscential Insurance Agency serves residential insurance needs for homeowners and renters in Little Elm, Texas, before extending to commercial coverage for local businesses. The agency works with clients across the region to assess property risks, liability exposures, and inventory requirements for various small and mid-sized enterprises. Policies are reviewed to match each operation's unique profile without unnecessary overlaps. After initial policy setup, the agent maintains contact through scheduled reviews and renewals, adjusting coverage as circumstances change during the period between regular visits.
What Does a a Business Insurance Agent in Little Elm Cost?
Typical costs for a small business insurance package in Texas range from 500 to 3,000 dollars per year for general liability and property coverage. Workers compensation premiums vary by payroll and industry classification often starting around 1,000 dollars per year for low risk office work. Costs can be higher for construction or manufacturing businesses. This is general information and not insurance advice.
About business insurance agents in Little Elm
Business insurance agents in Little Elm Texas help local companies find coverage that meets state requirements and protects against common risks. Texas law does not require general liability insurance for most businesses but does mandate workers compensation for certain industries and employers with more than five employees. An agent can explain these rules and help you choose policies for your specific operation.
Frequently Asked Questions
What types of business insurance do agents in Little Elm offer?
Agents typically offer general liability commercial property workers compensation and commercial auto insurance. They can also help with professional liability cyber insurance and business interruption coverage. The right mix depends on your industry and size.
Is business insurance required by law in Texas?
Texas does not require general liability insurance for most private businesses. However workers compensation insurance is required for employers with five or more employees unless they opt out and assume liability. Commercial auto insurance is required for any business owned vehicles.
How can a Little Elm agent help with Texas specific risks?
A local agent understands risks like severe weather events common in North Texas such as hail and tornadoes. They can also advise on coverage for oil and gas related work or agricultural operations that are common in the region. This local knowledge helps ensure you are not underinsured.
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