The top-rated business insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include The “REAL” Insurance Lady, Priority Insurance, Cash & Forbes Insurance Group. This directory lists 19 business insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | The “REAL” Insurance Lady | 4340 Griggs Rd | (713) 367-1161 |
| 3 | Priority Insurance | 2610 S Texas 6 #1 | (281) 988-5660 |
| 4 | Cash & Forbes Insurance Group | 13501 Katy Fwy Ste 1875 | (281) 712-7072 |
| 5 | The Vanguard Insurance Agency | 1225 N Loop W suite 322 | (281) 453-8770 |
| 6 | Paga-Menos Insurance | 5901 Bellaire Blvd Ste C | (832) 804-9286 |
| 7 | Memorial Insurance Agency | 13501 Katy Fwy Ste 1875 | (713) 461-8272 |
| 8 | Dean & Draper Insurance Agency, LP | 3131 W Alabama St Ste 150 | (713) 527-0444 |
| 9 | Associated Insurance Managers | 11111 Katy Fwy #120 | (713) 365-8400 |
| 10 | Allrisc Insurance Agency | 6918 Corporate Dr B1 | (713) 777-6000 |
Texan Insurance serves the Houston, Texas metro area as a business insurance agent. The company provides risk management advice and coverage options for commercial clients. Its agents help local businesses identify their specific liability exposures and recommend appropriate policy structures. Typical clients include retail operations, contractors, and professional service firms. The agency handles general liability insurance and commercial property coverage for the Houston business community.
The REAL Insurance Lady in Houston, Texas, provides business insurance coverage including general liability, property protection, and workers' compensation. Service offerings are structured to help owners assess risk exposure and adjust policies as operations change. Regular policy reviews and consultation plans are maintained to align coverage with evolving business needs. The agency services a range of commercial properties including single-family homes used for business, apartments, retail spaces, and restaurants.
Priority Insurance serves business owners, property managers, and commercial operators throughout Houston, Texas, offering tailored business insurance agent services to protect their assets and daily operations. The agency helps clients secure coverage for general liability, commercial property, and professional risks, enabling local enterprises to operate with greater financial security. It also assists small and mid-sized businesses in navigating complex policy options suited to their specific industries. Priority Insurance extends its support to commercial accounts in nearby communities such as Sugar Land and the greater Harris County metro area.
Serving Houston and its surrounding communities in Texas, Cash & Forbes Insurance Group handles business insurance needs for local enterprises. It works with clients to secure coverage for property, liability, workers’ compensation, and other commercial exposures. The agency advises on appropriate policy structures tailored to each operation’s specific risks and industry requirements. It assists with coverage reviews, claims support, and adjusting plans as businesses grow. For a typical job, it assesses the client’s operational hazards and then compiles a clear comparison of viable coverage options from multiple carriers.
The Vanguard Insurance Agency in Houston, Texas, helps clients distinguish between one-time policy placements and recurring service packages for commercial coverage. Their offerings typically include general liability, property, and workers’ compensation insurance to protect local businesses. The office focuses on matching each enterprise with plans from available carriers. Service at this agency generally runs on a scheduled basis for policy renewals and reviews, though they also respond on an as-needed basis for claims support or mid-term adjustments.
Paga-Menos Insurance offers specialty business insurance services tailored to the specific liability needs of Houston companies, including general commercial coverage and workers’ compensation policies. It serves local enterprises by evaluating and managing their unique risk exposures in the regional market. The agency also helps clients adjust their insurance portfolios during hurricane season to ensure adequate protection against storm-related property damage and business interruption.
As Houston braces for another hurricane season, local business owners must verify that their property and liability coverage reflects current building codes and inventory values. Memorial Insurance Agency addresses these coverage gaps by reviewing commercial policies specific to coastal Texas risks. Their business insurance agent team helps local shops and offices in Houston, TX understand policy terms for general liability, commercial property, and workers compensation. Every consultation begins with a free inspection of current coverage limits and the client’s physical business premises.
Dean & Draper Insurance Agency, LP handles a wide variety of risk management needs for businesses in and around Houston. It focuses on a range of commercial property and general liability policies. The firm also offers specialized coverage options designed to fill gaps in standard protection plans. This includes cyber liability, professional liability, and commercial auto insurance. Its services can be tailored to suit the distinctive requirements of different commercial sectors. The agency routinely works with clients operating offices, warehouses, and food service establishments.
Associated Insurance Managers assists Houston homeowners with residential property protection while also offering commercial coverage for local businesses. The agency works with clients throughout the greater Houston area, tailoring policies to fit specific operational risks. Business owners can expect straightforward guidance on liability, property, and worker-related coverage needs. After each annual policy review or a claims event, the agency reaches out directly to arrange follow-up consultations and ensure coverage remains aligned with current operations between regular service visits.
What Does a a Business Insurance Agent in Houston Cost?
Typical costs for business insurance in Texas vary by industry and coverage level. A small retail shop might pay 500 to 1,500 per year for general liability. A construction contractor could pay 3,000 to 8,000 per year for general liability and workers comp. Professional liability insurance for a consultant often ranges from 1,000 to 3,000 per year. These are estimates only. Your actual cost depends on your business type location and claims history. This is general information and not insurance advice.
About business insurance agents in Houston
A business insurance agent in Houston Texas helps local companies find coverage for general liability commercial property and workers compensation. Texas law requires most employers with five or more employees to carry workers compensation insurance or face penalties. An agent can explain how Texas specific regulations like the Texas Labor Code affect your policy needs.
Frequently Asked Questions
What types of business insurance are required in Texas?
Texas does not require general liability insurance but most landlords and clients will demand it. Workers compensation is required for most employers with five or more employees under the Texas Labor Code. Commercial auto insurance is required for any business owned vehicles.
How do I find a business insurance agent in Houston?
You can search online directories or ask for referrals from other business owners. Look for agents who hold a Texas insurance license and have experience with your industry. Many agents offer free initial consultations to review your risks.
What is the difference between an independent agent and a captive agent?
An independent agent represents multiple insurance companies and can compare policies for you. A captive agent works for one company and can only sell that companys products. Independent agents often provide more options for Houston businesses.
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