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Find Business Insurance Agents Near You in Harker Heights, TX

Browse business insurance agents serving Harker Heights, Texas. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Harker Heights, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 9 business insurance agents in Harker Heights, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Leah McGee - State Farm Insurance Agent
302 Millers Crossing Ste 6, Harker Heights, TX 76548
(254) 634-9600 mcgeeforme.com
Gary Morse: Allstate Insurance
600 Indian Trail Ste 110, Harker Heights, TX 76548
(254) 699-1000 agents.allstate.com
Bryce Welborn - State Farm Insurance Agent
582 E Central Texas Expy, Harker Heights, TX 76548
(254) 892-4044 agentbrycewelborn.com
Poise Title Company
346 Morgan St Suite E, Harker Heights, TX 76548
(254) 273-8822 poisetitle.com
Nan Hawthorne - State Farm Insurance Agent
100 W Central Texas Expy Ste 209, Harker Heights, TX 76548
(254) 699-6800 statefarm.com
Miller & Company Insurance
331 Indian Trail, Harker Heights, TX 76548
(254) 690-5000 millerandcoinsurance.com
Jerry Worley Insurance Agency
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 690-9299
Texas Farm Bureau Insurance Company
2021 Heights Dr, Harker Heights, TX 76548
(254) 690-7111 txfb-ins.com
Union Insurance Agency, Inc
552 Farm to Market 2410 A, Harker Heights, TX 76548
(254) 953-8151

Business insurance agents in Harker Heights Texas help local entrepreneurs protect their operations with policies tailored to state regulations. Texas requires certain businesses to carry workers compensation insurance if they have employees, and agents can guide you through these legal requirements. Working with a local agent ensures you understand coverage options for the unique risks of doing business in Central Texas.

What Does a Business Insurance Agent in Harker Heights Cost?

The cost of business insurance in Texas varies widely by industry, location, and coverage limits. A small retail store in Harker Heights might pay between 400 and 1,200 dollars per year for general liability, while a contractor could pay 1,500 to 4,000 dollars annually. Workers compensation insurance costs about 1 to 3 dollars per 100 dollars of payroll for low-risk jobs, but can be higher for construction or manufacturing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Texas?
Texas does not require general liability insurance for most businesses, but it does require workers compensation insurance for companies with employees unless they have an approved opt-out. Commercial auto insurance is required for any business-owned vehicles. A local agent can help you determine which coverages are mandatory for your specific industry.
How do I find a business insurance agent in Harker Heights?
You can search online for licensed agents in Harker Heights or check the Texas Department of Insurance website to verify an agents license. Many agents in the area specialize in small business coverage and can meet with you in person to discuss your needs. Ask for referrals from other local business owners to find an agent with experience in your industry.
What information do I need to get a business insurance quote?
You will need details about your business type, number of employees, annual revenue, and property value. Agents also ask about your claims history and any specific risks like equipment or inventory. Providing accurate information helps the agent find the right coverage and price for your Harker Heights business.