The top-rated business insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 284 reviews. Other highly rated options include Oden Insurance, Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance. This directory lists 16 business insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Oden Insurance | 618 W Woodard St | (903) 465-0620 |
| 3 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 4 | David Means: Allstate Insurance | 120 S Austin Ave #102 | (903) 463-6751 |
| 5 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 6 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 7 | Sandra Phillips - State Farm Insurance Agent | 2521 W Morton St | (903) 463-3740 |
| 8 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 9 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 10 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
Jake Shockley - State Farm Insurance Agent serves the Denison, Texas, area and surrounding Grayson County as a business insurance agent. The agency provides commercial coverage solutions designed to protect local enterprises from common operational risks. Business owners can obtain policies for general liability, which addresses third-party injury or property damage claims. Property insurance is also offered to safeguard commercial buildings, equipment, and inventory against fire, theft, or storm damage. Workers' compensation policies are handled here to cover employee medical expenses and lost wages from job-related injuries.
Oden Insurance in Denison, Texas provides a comprehensive range of business insurance services to local enterprises. Its offerings include general liability and property coverage, along with customizable commercial policies tailored to various operational risks. The agency focuses on helping clients manage their insurance needs through regular policy reviews and risk assessment consultations. It services a diverse array of properties, including single-family homes, apartments, retail stores, and restaurants across the surrounding area.
Larry Landrum - State Farm Insurance Agent in Denison, Texas serves local business owners, property managers, and commercial landlords seeking liability protection and customized coverage for their operations. The agency helps entrepreneurs assess risks unique to their industries and select appropriate business income, property, and general liability policies. Regular consultations ensure clients stay informed about changes in their coverage needs as their enterprises grow. The firm also extends its business insurance services to neighboring communities within Grayson County and the Sherman-Denison metropolitan area.
Serving Denison, Texas, and the surrounding communities, David Means: Allstate Insurance provides business insurance options to local companies. The agency handles essential coverages for various commercial operations, including liability, property, and workers’ compensation policies. Recognizing that small and mid-sized businesses face distinct risks, it begins each engagement by discussing the specific exposures a company encounters in its daily work. For a typical job, the agency routinely reviews a client’s entire operation to identify coverage gaps and recommend appropriate protections.
Specializing in commercial auto, general liability, and workers’ compensation coverage, this office serves Denison business owners with a full menu of insurance protections. Everyday needs such as property insurance, business interruption protection, and umbrella policies are also offered to local enterprises. Each policy is designed to safeguard assets and operations in the Grayson County economy. With seasonal changes bringing increased liability from holiday foot traffic or the start of a new fiscal year, the agency helps clients evaluate and adjust their coverage to meet shifting exposure risks.
Whether a business needs a single policy to meet a lender requirement or ongoing coverage for daily operations, a business insurance agent structures plans accordingly. This agency helps local firms manage general liability, property, and workers’ compensation risks common in Denison, TX. The agent analyzes each operation’s exposures to recommend appropriate limits and deductibles. Service is provided on an as-needed basis, with policy reviews triggered by client requests or significant changes to a business, rather than on a fixed schedule.
As local business owners in Denison prepare for seasonal shifts in inventory and customer traffic, Sandra Phillips offers personalized insurance coverage through State Farm. She helps proprietors protect their operations from common liabilities and property risks specific to the local area. Every potential client receives a focused discussion about their current policies and business exposures. This one-on-one review is followed by a detailed inspection of the applicant’s premises and daily workflows. The process concludes with a thorough initial assessment that identifies any gaps in existing coverage and outlines suggested adjustments.
Phillips Insurance Agency works with local business owners to secure general liability and property coverage tailored to their daily operations. For additional risk management needs, the firm incorporates workers' compensation and commercial auto policies into its offerings. Understanding the unique challenges faced by small to mid-sized businesses in Denison, TX, the agency helps clients navigate insurance requirements across various commercial sectors such as offices, warehouses, and food service.
Bayless-Hall Insurance Inc in Denison, TX helps residential clients protect their homes and personal property through standard homeowner policies. The agency also advises local businesses on commercial coverage to manage liability and asset risks throughout the region. Guided by the specific needs of each client, agents review policy options for general liability, property damage, and related exposures common in the area. After initial consultations, representatives schedule follow-up meetings between regular visits to adjust coverage as circumstances change.
Hempkins Insurance in Denison, TX is known for helping local businesses secure liability and property coverage. The agency works with owners to assess risks unique to the area, such as storm exposure and common commercial liabilities. Policies are structured to protect assets while maintaining reasonable operational costs. For businesses in retail, construction, or professional services, Hempkins Insurance can add on cyber liability coverage to guard against data breaches.
What Does a a Business Insurance Agent in Denison Cost?
The cost of business insurance in Texas varies widely by industry size and coverage limits. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction contractor could pay 3000 to 8000 dollars annually. Workers compensation premiums depend on payroll and classification codes. This is general information and not insurance advice.
About business insurance agents in Denison
Business owners in Denison Texas can work with a local insurance agent to secure coverage tailored to their operations. Texas law requires most employers to carry workers compensation insurance or provide an alternative benefit plan. An agent can help you navigate these requirements and find policies that fit your budget and risk profile.
Frequently Asked Questions
What types of business insurance do Denison agents offer?
Agents in Denison typically offer general liability commercial property workers compensation and commercial auto insurance. They can also provide professional liability and cyber liability policies depending on your industry.
Is business insurance required by law in Texas?
Texas does not require general liability insurance for most businesses. However employers with employees must either carry workers compensation insurance or follow the Texas nonsubscriber rules. Commercial auto insurance is required if you use vehicles for business.
How do I choose a business insurance agent in Denison Texas?
Look for an agent licensed in Texas with experience in your industry. Ask about their carrier network and whether they can compare quotes from multiple insurers. A local agent will understand Denison specific risks like severe weather and regional liability concerns.
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