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Find Business Insurance Agents in Surfside Beach, SC
Compare business insurance agents in Surfside Beach. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Surfside Beach, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 5 business insurance agents in Surfside Beach, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Insurance Group
720-B US-17 BUS, Surfside Beach, SC 29575
(843) 699-2965
perryinsurancegroup.com
Benefit Insurance Services
100 Sutter Dr Suite 105B, Surfside Beach, SC 29575
(843) 238-4400
benefitinsuranceservices.com
Inlet View Insurance
600 Azalea Dr N #105, Surfside Beach, SC 29575
(843) 839-3398
inletviewinsurance.com
Choice Insurance Agency
1565 Glenns Bay Rd, Surfside Beach, SC 29575
(843) 650-6408
choiceins.com
Brightway Insurance, The Fraley Agency
1012 16th Ave N Ste 125, Surfside Beach, SC 29575
(843) 941-7788
brightwayfraley.com
Business insurance agents in Surfside Beach South Carolina help local companies protect against risks unique to the coastal area. South Carolina law requires all employers with four or more employees to carry workers compensation insurance. Agents can also guide you on liability coverage for hurricane exposure and flood risks common to Horry County.
What Does a Business Insurance Agent in Surfside Beach Cost?
Business insurance costs in South Carolina vary by industry location and coverage limits. A small retail shop in Surfside Beach might pay between 500 and 1500 dollars per year for general liability insurance. Workers compensation costs average around 1.50 dollars per 100 dollars of payroll for low risk office work but can exceed 10 dollars for construction. Commercial property insurance in coastal areas like Surfside Beach often costs more due to hurricane and flood exposure. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in South Carolina?
South Carolina law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not required by state law but is often mandated by landlords or contracts.
How do I find a licensed business insurance agent in Surfside Beach?
You can search the South Carolina Department of Insurance website for licensed agents in Horry County. Local agents in Surfside Beach understand the specific risks of coastal businesses including storm surge and tourism season fluctuations.
Does South Carolina have a statute of limitations for business insurance claims?
Yes South Carolina has a three year statute of limitations for breach of insurance contract claims under state law. For property damage claims you generally have two years from the date of loss. Always review your policy for specific filing deadlines.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Carolina.