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Find Business Insurance Agents Near You in Charleston, SC

Browse business insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated business insurance agent in Charleston, South Carolina is Maritime Insurance International, rated 5.0 stars across 524 reviews. Other highly rated options include Harrell Insurance Agency, Pilothouse Insurance, C. T. Lowndes & Company. This directory lists 17 business insurance agents serving Charleston.

Showing 17 business insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maritime Insurance International3 Lockwood Dr Suite 302A(843) 606-5270
2Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
3Pilothouse Insurance1527 Sam Rittenberg Blvd(843) 766-1318
4C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
5Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
6A & A Insurance1525 Sam Rittenberg Blvd(843) 571-5060
7Covenant Insurance Group LLC1032 Savannah Hwy(843) 795-0189
8Bridge Insurance7 Gamecock Ave Suite 706(843) 974-5150
9Anderson Insurance Associates3491 Shelby Ray Ct(843) 763-7525
10Hanham Insurance Agency27 Charlotte St(843) 276-1608
MI
3 Lockwood Dr Suite 302A
Maritime Insurance International
Business Insurance Agent · Charleston, SC

Maritime Insurance International serves the Charleston, South Carolina, metro area as a dedicated business insurance agent. It helps local companies assess their unique operational risks and connects them with suitable coverage options from various carriers. The agency advises on general liability and property protection for commercial enterprises, supporting both small firms and larger organizations in the region. It also guides businesses on workers' compensation policies to meet state requirements and on commercial auto insurance for vehicle fleets operating in the local area.

HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Business Insurance Agent · Charleston, SC

Harrell Insurance Agency provides a full range of commercial insurance services for businesses in Charleston, South Carolina. It offers comprehensive risk assessments, general liability, property, and workers' compensation coverage, along with regular policy reviews and claims support to maintain adequate protection over time. The agency services a variety of commercial properties, including single-family homes used for business, apartment buildings, retail stores, and restaurants.

PI
1527 Sam Rittenberg Blvd
Pilothouse Insurance
Business Insurance Agent · Charleston, SC

Pilothouse Insurance serves local homeowners, small businesses, and commercial property managers in Charleston, SC. It offers business insurance coverage tailored to protect assets, liability, and daily operations. The agency works with clients to identify appropriate policies for their specific risk exposures, including general liability and commercial property options. Businesses in industries such as retail, professional services, and hospitality can receive guidance on coverage needs. The company also extends its services across the broader Charleston metro, including the Mount Pleasant area.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Business Insurance Agent · Charleston, SC

C. T. Lowndes & Company assists businesses in the Charleston area with their commercial insurance needs, focusing on policies that protect against property damage, liability claims, and income interruption. The agency also offers specialized coverage options for unique operational risks, including workers’ compensation and commercial auto insurance. Its services are available to a range of commercial sectors, including offices, warehouses, and food service establishments.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Business Insurance Agent · Charleston, SC

Serving Charleston, South Carolina, and its surrounding communities, Taylor Agency handles commercial insurance needs for local businesses. It works with clients to secure coverage for liability, property, and other operational risks common to the area. The agency understands the specific challenges faced by companies along the Lowcountry coast. To manage a typical job, it first reviews a client’s exposures and operations, then compares policies from multiple carriers before presenting a tailored selection of coverage options.

IN
1525 Sam Rittenberg Blvd
A & A Insurance
Business Insurance Agent · Charleston, SC

A & A Insurance assists businesses in Charleston, SC, by distinguishing between one-time policies for immediate needs and recurring coverages that require annual renewal. As a business insurance agent, they advise local companies on essential protections, including general liability and property insurance plans. Services are available on a scheduled basis, allowing clients to review policies annually or upon significant business changes for continued risk management.

CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Business Insurance Agent · Charleston, SC

Covenant Insurance Group LLC specializes in securing coverage for small to mid-sized businesses in Charleston, SC. They work to match local enterprises with tailored liability and property policies that address diverse operational risks. The agency also guides clients through necessary workers’ compensation and commercial auto provisions. Their efforts help ensure companies remain protected against common liabilities and unexpected incidents. As hurricane season approaches, business owners often seek advice on business interruption policies to safeguard income during storm-related closures.

BI
7 Gamecock Ave Suite 706
Bridge Insurance
Business Insurance Agent · Charleston, SC

As small businesses in Charleston prepare for the busy tourist season, increased foot traffic and inventory needs can introduce new liabilities. Bridge Insurance addresses these evolving risks by structuring commercial coverage that protects local operations from property damage, general liability claims, and business interruptions common to the coastal environment. The company works closely with owners to analyze their specific daily exposures before presenting policy options. A thorough on-site inspection of the client’s premises is the initial step in this assessment process.

AI
3491 Shelby Ray Ct
Anderson Insurance Associates
Business Insurance Agent · Charleston, SC

Anderson Insurance Associates provides business insurance solutions for companies based in and around Charleston, South Carolina. The firm works with clients to construct commercial policies that address general liability, property coverage, and workers' compensation needs. Specializing in additional risk management products, the agency can help secure tailored protection plans for specific industry requirements. Its commercial expertise covers a broad range of sectors, including professional offices, warehouses, and food service establishments.

HI
27 Charlotte St
Hanham Insurance Agency
Business Insurance Agent · Charleston, SC

Hanham Insurance Agency provides business insurance coverage for companies in Charleston, South Carolina. The agency also assists local residents with their personal insurance needs, offering convenience for clients seeking both commercial and individual policies. Their team works closely with business owners to analyze risk and recommend appropriate coverage limits for various industries. After placing a policy, the agency follows up to address any changes in operations or coverage needs between regular review meetings.

DI
656 Ellis Oak Ave Suite 112
Dunes Insurance
Business Insurance Agent · Charleston, SC
(843) 737-6236
dunesinsurance.com
CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Business Insurance Agent · Charleston, SC
(843) 766-6316
cliffheathinsurance.com
CI
635 E Bay St D
Crescent Insurance Advisers
Business Insurance Agent · Charleston, SC
(843) 410-5616
crescentagency.com
GA
1527 Sam Rittenberg Blvd #1
The General Agency
Business Insurance Agent · Charleston, SC
(843) 766-9091
generalagencyinc.com
BI
48 Rivers Point Row
The Brinson Insurance Agency
Business Insurance Agent · Charleston, SC
(843) 762-2086
brinsoninsurance.com
CI
658 Rutledge Ave
Comprehensive Insurance
Business Insurance Agent · Charleston, SC
(843) 595-8553
SI
177 Meeting St # 300
Southeastern Insurance Solutions
Business Insurance Agent · Charleston, SC
(843) 829-7100
southeasterninsurancesolutions.com

What Does a a Business Insurance Agent in Charleston Cost?

The cost for business insurance in Charleston South Carolina varies widely by industry and risk level. A small retail shop might pay between $500 and $1,500 per year for general liability. A construction company could pay $3,000 to $10,000 or more for a full package including workers compensation. Factors like payroll, location, and claims history all affect the premium. This is general information and not insurance advice.

About business insurance agents in Charleston

A business insurance agent in Charleston South Carolina helps local companies find the right coverage for their specific needs. South Carolina law requires certain businesses to carry workers compensation insurance if they have four or more employees. An agent can guide you through these state requirements and protect your business from common coastal risks like hurricanes and flooding.

Frequently Asked Questions

What types of business insurance do Charleston companies need?

Most Charleston businesses need general liability, property insurance, and workers compensation. South Carolina law requires workers comp for businesses with four or more employees. An agent can also recommend commercial auto and cyber liability based on your industry.

How do I find a licensed business insurance agent in Charleston SC?

You can search the South Carolina Department of Insurance website for licensed agents in Charleston. Many local agents specialize in small business coverage and understand the unique risks of coastal South Carolina. Ask for references from other business owners in your area.

Does South Carolina require business interruption insurance?

South Carolina does not legally require business interruption insurance. However many agents recommend it for Charleston businesses because hurricanes and flooding can force closures. This coverage helps replace lost income while your business is unable to operate.

Business Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.