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Compare business insurance agents in Portsmouth. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Portsmouth, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 business insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
Business insurance agents in Portsmouth Rhode Island help local companies protect their assets and meet state requirements. Rhode Island law mandates workers compensation insurance for most employers with one or more employees. An agent can guide you through general liability property and commercial auto policies tailored to Aquidneck Island businesses.
What Does a Business Insurance Agent in Portsmouth Cost?
Business insurance costs in Rhode Island vary widely by industry size and risk level. A small retail shop in Portsmouth might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island requires workers compensation insurance for employers with at least one employee. Commercial auto insurance is mandatory for any business-owned vehicle. Other coverages like general liability are not required by law but are often demanded by landlords or contracts.
How do I find a business insurance agent in Portsmouth RI?
You can search online for independent agents in Portsmouth or ask other local business owners for referrals. The Rhode Island Department of Business Regulation licenses all insurance agents in the state. Verify an agents license through the NIPR database before signing.
What is the difference between an independent agent and a captive agent?
An independent agent in Portsmouth can offer policies from multiple insurance companies. A captive agent sells only one insurers products. Independent agents may provide more options for coverage and pricing for your specific business needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.