The top-rated business insurance agent in North Providence, Rhode Island is Stephen Guyott - GEICO Insurance Agent, rated 4.7 stars across 126 reviews. Other highly rated options include Kraig Cloutier: Allstate Insurance, A. E. Mazika Insurance Services, The Cloutier Insurance Agency. This directory lists 13 business insurance agents serving North Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephen Guyott - GEICO Insurance Agent | 1664 Mineral Spring Ave | (401) 288-4690 |
| 2 | Kraig Cloutier: Allstate Insurance | 1535 Smith St UNIT 1 | (401) 861-7500 |
| 3 | A. E. Mazika Insurance Services | 1529 Mineral Spring Ave | (401) 353-9300 |
| 4 | The Cloutier Insurance Agency | 1535 Smith St | (401) 861-7500 |
| 5 | Jeo Sanchez: Allstate Insurance | 1987 Mineral Spring Ave | (401) 349-2900 |
| 6 | Stop & Save Insurance | 1020 Charles St | (401) 722-9985 |
| 7 | Performance Adjusting | 1417 Douglas Ave | (401) 593-1673 |
| 8 | Safepoint Insurance RI | 132 Vincent Ave | (401) 859-3440 |
| 9 | A R Bucci Insurance Agency Inc | 214 High Service Ave | (401) 354-8700 |
| 10 | Capraro & Furtado Insurance | 959 Mineral Spring Ave | (401) 205-2597 |
Stephen Guyott - GEICO Insurance Agent serves the North Providence, Rhode Island area, offering business insurance coverage tailored to local enterprises. The agency helps entrepreneurs and business owners protect their assets with policies that address common commercial risks. They guide clients through the process of selecting appropriate coverage limits and deductibles to match specific operational needs. Additional services include personal insurance options for individuals and families. The agency handles general liability insurance for small businesses and commercial auto coverage for company vehicles.
Kraig Cloutier: Allstate Insurance provides a range of business insurance services, including liability, property, and commercial auto coverage. It also offers risk management consultation to help local businesses reduce potential hazards. Personalized service includes regular policy reviews and assistance with claims filings. The agency serves single-family homes, apartment complexes, retail stores, and restaurants throughout the North Providence area.
A. E. Mazika Insurance Services serves small businesses and commercial property owners in North Providence, Rhode Island. The agency specializes in general liability, workers’ compensation, and commercial property coverage designed to protect local enterprises from common operational risks. As a business insurance agent, it helps clients assess their liability exposures and select appropriate policies to safeguard their assets. It provides support throughout the policy lifecycle, from initial risk evaluation to claims assistance. Its coverage area also extends into the nearby Lincoln area of the Providence metro.
Serving North Providence, Rhode Island, and the surrounding communities, The Cloutier Insurance Agency handles a range of commercial coverage needs for local businesses. Clients in this region rely on the agency to protect their operations from common financial risks like property damage, liability claims, and lost income. The agency builds policies by first reviewing each business's specific operations and exposures, then matching those needs with appropriate plans from its available carriers.
Jeo Sanchez: Allstate Insurance serves businesses in North Providence and the surrounding area, offering both one-time policy consultations and recurring coverage management for evolving operational needs. General liability, property, and workers’ compensation policies are available to protect local enterprises from common financial risks. The agency provides guidance on commercial auto and business interruption insurance as well. Services are available on a scheduled basis to review policy changes and address new exposures, with as-needed support for claims or sudden coverage adjustments.
Helping North Providence businesses protect against liability and property damage, Stop & Save Insurance provides customized policies for small and mid-sized companies. The agency specializes in general liability, workers’ compensation, and commercial auto coverage. Protecting assets from lawsuits and unexpected property losses is its core service for local operations. Seasonal considerations for this agency include reviewing exposure to winter weather claims, such as ice damage or rooftop snow load, to ensure year-round operational stability.
When winter storms threaten commercial properties in North Providence, Performance Adjusting helps business owners review their current coverage to ensure adequate protection. As a local business insurance agent, this company works with clients to evaluate liability limits, property coverage, and other essential policies for managing operational risks. The process begins with a scheduled inspection of the premises to assess exposures and recommend appropriate adjustments.
Safepoint Insurance RI, based in North Providence, works with local business owners to arrange coverage for their daily operations and property. It specializes in adding tailored endorsements for specific liability concerns or equipment protection common in the region. The agency ensures compliance with Rhode Island’s commercial insurance requirements while helping clients manage their risk profile. It can serve commercial sectors such as offices, warehouses, and food service establishments.
A R Bucci Insurance Agency Inc in North Providence, RI, provides residential insurance services to local homeowners and renters. The agency also offers commercial coverage solutions for small businesses throughout the area, helping protect their operations and assets. Clients receive clear guidance on policy options and risk management needs. Between regular annual visits, policyholders can reach out for endorsement changes or questions, ensuring coverage stays current and responsive without extra hassle.
Capraro & Furtado Insurance is known for helping small and mid-sized businesses in North Providence, RI secure essential liability and property coverage. It serves sectors such as retail, professional services, and light manufacturing with tailored policy packages. The agency guides clients through risk assessment, claims support, and annual coverage reviews to maintain adequate protection. For an additional layer of security, it can recommend specialized cyber liability insurance for firms that store sensitive client data.
What Does a a Business Insurance Agent in North Providence Cost?
Typical costs for business insurance in Rhode Island vary widely by industry and coverage level. A small retail shop might pay between $500 and $1,500 per year for general liability. Workers compensation premiums depend on payroll and risk class, often ranging from $0.50 to $3.00 per $100 of payroll. Commercial auto policies average around $1,200 to $2,400 annually. These figures are estimates only. This is general information, not insurance advice.
About business insurance agents in North Providence
Business insurance agents in North Providence help local companies secure coverage required by Rhode Island law. Rhode Island mandates workers compensation insurance for most employers with one or more employees. An agent can guide you through state-specific requirements and find policies that protect your business assets.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island law requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not mandated by state law but are often required by landlords or clients.
How do I choose a business insurance agent in North Providence?
Look for an agent licensed in Rhode Island who has experience with businesses in your industry. Ask about their familiarity with local risks and their ability to compare quotes from multiple carriers. A good agent will explain policy terms clearly and help you meet state requirements.
Can a North Providence agent help with a home-based business?
Yes, many agents in North Providence work with home-based businesses. Standard homeowners policies usually exclude business liability, so a separate business owner policy or general liability policy is often needed. An agent can find coverage that fits your specific operations.
Business Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · East Providence · Johnston · Middletown · North Kingstown · Pawtucket · Providence · Warwick · West Warwick · Woonsocket