Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 business insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Medicare Joe ®
6 Blackstone Valley Pl STE 515, Lincoln, RI 02865
(888) 676-3633
medicarejoe.org
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
Carlos Martins: Primerica - Financial Services
1525 Old Louisquisset Pike C-103, Lincoln, RI 02865
(401) 495-4501
reps.primerica.com
Laura Gustafson, CFP , CLU , ChFC
12 Linfield Dr, Lincoln, RI 02865
(401) 816-5799
lauragus.com
What Does a Business Insurance Agent in Lincoln Cost?
Typical costs for business insurance in Rhode Island vary widely. A small home-based business may pay $300 to $800 per year for a business owner policy. A retail store in Lincoln might pay $1,000 to $3,000 annually for general liability and property coverage. Workers compensation premiums are calculated per $100 of payroll and range from $0.50 to $5.00 depending on the job classification. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island law mandates workers compensation insurance for any business with one or more employees. Additionally, commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I find a business insurance agent in Lincoln RI?
You can search online for independent agents in Lincoln or use the Rhode Island Insurance Division website to verify agent licenses. Many local agents offer free consultations to review your business risks and provide quotes from multiple carriers.
What factors affect the cost of business insurance in Rhode Island?
Costs depend on your industry, number of employees, annual revenue, claims history, and coverage limits. For example, a small retail shop in Lincoln might pay $500 to $1,500 per year for general liability, while a construction company could pay $5,000 or more. Premiums also vary by location and risk level.