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Compare Business Insurance Agents in Amherst, OH

Compare business insurance agents in Amherst. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Amherst, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 business insurance agents in Amherst, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Yanak Insurance Group
590 N Leavitt Rd, Amherst, OH 44001
(440) 988-4461 yanakinsgroup.com
Lake Shore Insurance Agency
177 Park Ave, Amherst, OH 44001
(440) 984-5005 lakeshoreinsurance.com

Business insurance agents in Amherst, Ohio help local companies find coverage for property, liability, and employee risks. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a certified self-insuring program. An agent can explain how Ohio specific rules affect your policy needs.

What Does a Business Insurance Agent in Amherst Cost?

Typical costs for business insurance in Ohio range from $500 to $3,000 per year for a small business general liability policy. Workers compensation premiums depend on payroll and industry class code, often starting around $1,000 annually for low risk businesses. Commercial property insurance may add $500 to $2,000 per year. These are general estimates and your actual costs will vary based on your specific business operations, location, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do I need in Amherst Ohio?
Common coverages include general liability, commercial property, and workers compensation. Ohio law mandates workers comp for employers with one or more employees. Your agent can also advise on professional liability or commercial auto if needed.
How does Ohio workers compensation affect my business insurance?
Ohio requires most businesses to obtain workers compensation coverage through the Ohio Bureau of Workers Compensation or a certified self-insured program. An agent can help you understand your premium based on payroll and classification codes.
Can a business insurance agent help me save money on premiums?
Yes. An agent can compare policies from multiple carriers to find competitive rates. They can also suggest risk management practices that may lower your premiums over time. Each business is unique, so savings vary.