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Browse business insurance agents serving Charlotte, North Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 business insurance agents in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118
curtishelmsinsurance.com
Pegram Superior Mitchell Insurance Agency
106 W Arrowood Rd B, Charlotte, NC 28217
(704) 527-8543
ncautopolicy.com
Pegram Insurance
6824 Albemarle Rd E, Charlotte, NC 28212
(704) 536-1919
insurancecharlottenc.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200
capinsurancegroup.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886
laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495
pegramonline.com
Hutch Ham Agency, Inc.
1230 W Morehead St #306, Charlotte, NC 28208
(704) 525-6016
hutchhaminsure.com
Latorre Insurance
124 N McDowell St, Charlotte, NC 28204
(704) 566-8181
latorreinsurance.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483
capstoneinsuranceagency.com
O'Connor Insurance Associates, Inc.
1973 J N Pease Pl #203, Charlotte, NC 28262
(704) 510-8884
oianc.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
(704) 545-7171
thesuperiorinsurance.com
Mark McDuffie Insurance Agency
6101 Carnegie Blvd #415, Charlotte, NC 28209
(704) 364-9227
mcduffieinsurance.com
H B Cantrell & Co
1501 E 7th St, Charlotte, NC 28204
(704) 954-9000
erieinsurance.com
A1 Insurance Agency
537 W Sugar Creek Rd Ste 104B, Charlotte, NC 28213
(704) 598-4442
a1insurancepros.com
ROMA INSURANCE AGENCY
10720 S Tryon St J, Charlotte, NC 28273
(704) 675-9144
romainsuranceagency.net
Star Insurance Group
226 Baldwin Ave, Charlotte, NC 28204
(980) 737-7827
starinsgroup.com
Piedmont Insurance Associates
233 S Sharon Amity Rd #103, Charlotte, NC 28211
(866) 308-4704
piedmont-ins.com
O H Walker Insurance Agency
2210 Crownpoint Executive Dr, Charlotte, NC 28227
(704) 814-4343
ohwalkerins.com
Charlotte Insurance Group
7130 Matthews-Mint Hill Rd, Charlotte, NC 28227
(704) 545-6700
charlotteinsurancegroup.com
Fortitude Insurance Advisors
4614 Wilgrove Mint Hill Rd, Charlotte, NC 28227
(980) 825-9969
fortitudeins.com
Business insurance agents in Charlotte North Carolina help local companies find coverage that meets state requirements and protects against common risks. North Carolina law requires most employers to carry workers compensation insurance if they have three or more employees. An experienced agent can guide you through general liability property insurance and commercial auto policies specific to the Charlotte market.
What Does a Business Insurance Agent in Charlotte Cost?
Typical costs for a small business insurance policy in Charlotte North Carolina range from 500 to 2500 per year for general liability. Workers compensation premiums vary by payroll and industry classification with rates set by the North Carolina Rate Bureau. A business owners policy combining property and liability often costs between 800 and 4000 annually. This is general information and not insurance advice. Consult a licensed agent for a quote specific to your business.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in North Carolina?
North Carolina requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is required for any vehicles owned or used for business purposes. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I find a qualified business insurance agent in Charlotte?
Look for agents licensed by the North Carolina Department of Insurance who specialize in commercial lines. Ask about their experience with businesses in your industry and whether they represent multiple insurance carriers. Local agents in Charlotte understand regional risks like severe weather and traffic patterns.
What factors affect the cost of business insurance in Charlotte?
Costs depend on your industry payroll number of employees location and claims history. North Carolina rates are regulated by the state insurance department which can affect pricing. Businesses in high risk industries like construction typically pay more than office based companies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.