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Compare Business Insurance Agents in Watervliet, NY

Compare business insurance agents in Watervliet. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Watervliet, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 business insurance agents in Watervliet, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Moore Insurance Agency
15 25th St, Watervliet, NY 12189
(518) 273-9501 mooreia.com
Matador Insurance Agency LLC
313 19th St, Watervliet, NY 12189
(518) 271-7125 matadorins.com

Business insurance agents in Watervliet, New York help local companies find coverage for general liability, commercial property, and workers compensation. New York state law requires most businesses to carry workers compensation insurance if they have employees. An agent can guide you through these requirements and help you choose policies that fit your specific industry and risk level.

What Does a Business Insurance Agent in Watervliet Cost?

Typical costs for business insurance in New York depend on factors like industry, payroll, and coverage limits. A small business may pay 500 to 3,000 per year for general liability. Workers compensation premiums are calculated per 100 dollars of payroll and can range from 0.50 to over 10.00 per 100 dollars depending on risk class. Commercial auto insurance adds additional cost. This information is general and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in New York?
New York law requires workers compensation insurance for most employers with one or more employees. Disability benefits insurance is also required. Other coverages such as general liability and commercial auto are not legally required but are often needed by landlords or clients.
How do I find a business insurance agent in Watervliet?
You can search online for local independent agents or contact agencies in Albany County. Many agents offer free quotes and can compare policies from multiple carriers. It is helpful to have your business details ready such as revenue, number of employees, and industry type.
What does business insurance cost in New York?
Costs vary by business type, size, and location. A small retail shop in Watervliet might pay 500 to 1,500 per year for general liability. Workers compensation rates are set by the New York State Insurance Fund and depend on payroll and industry class code.