The top-rated business insurance agent in Hempstead, New York is Ana Perez-Vukovic - State Farm Insurance Agent, rated 4.9 stars across 507 reviews. Other highly rated options include Danny Trujillo - State Farm Insurance Agent, Franklin Pen Agency Inc., Fidelis Care - Hempstead Community Office. This directory lists 15 business insurance agents serving Hempstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ana Perez-Vukovic - State Farm Insurance Agent | 80 Front St | (516) 481-4440 |
| 2 | Danny Trujillo - State Farm Insurance Agent | 727 Fulton Ave | (516) 743-9099 |
| 3 | Franklin Pen Agency Inc. | 369 Peninsula Blvd | (516) 506-7900 |
| 4 | Fidelis Care - Hempstead Community Office | 86 Main St | (516) 247-5141 |
| 5 | DCAP Insurance / The TaxZone | 33 Main St | (516) 538-3227 |
| 6 | Latin Insurance Brokerage | LIB Car & Business Insurance Solutions | 123 Main St | (516) 485-8400 |
| 7 | Maria Judy Gonzalez: Allstate Insurance | 80 Clinton St Ste A | (516) 206-1080 |
| 8 | North Franklin Brokerage | 13 N Franklin St | (516) 564-5656 |
| 9 | Carranza Insurance | 27 W Columbia St | (516) 292-8888 |
| 10 | Stronghold Insurance Agency | 250 Fulton Ave | (847) 499-4061 |
Ana Perez-Vukovic - State Farm Insurance Agent serves Hempstead, NY, and the surrounding Nassau County area as a business insurance agent. She offers commercial policies tailored to local enterprises, from retail and professional services to contractors and small manufacturers. The agency provides guidance on common coverage needs, including general liability and property insurance. It also handles specific solutions for this region, such as workers compensation and commercial auto insurance for client fleets.
Danny Trujillo - State Farm Insurance Agent in Hempstead, NY, provides a range of business insurance products tailored to local commercial needs. The agency offers services that include policy reviews, risk consultations, and claims assistance, helping clients select appropriate coverage and adjust their plans as their operations evolve. The agent works with area property owners to maintain policies for single-family homes, apartments, retail spaces, and restaurants, addressing different liability and asset protection requirements across Hempstead.
Franklin Pen Agency Inc. serves homeowners, business owners, and property managers in Hempstead, NY, by helping them secure appropriate business insurance coverage. The agency assists with policies that address common commercial risks, liability concerns, and property protection needs. Experienced professionals guide clients through the selection of plans suited to their specific operational requirements. This agency also supports clients residing in the surrounding Nassau County metro area and nearby communities such as Uniondale and East Meadow.
Fidelis Care - Hempstead Community Office serves Hempstead, New York, and the surrounding Nassau County communities, handling a wide range of business insurance policies. It works with local companies to address general liability, property, and workers' compensation coverage. The office also guides clients through commercial auto protection and specialized business owner policies. To complete a typical job, it first conducts a thorough assessment of a business's specific operations and risks, then matches those needs to appropriate coverage options before presenting a clear, actionable policy plan.
While some business insurance agents provide a one-time policy setup, others offer recurring service to adjust coverage as a company evolves. DCAP Insurance / The TaxZone in Hempstead, NY, helps local businesses secure liability, property, and other standard commercial coverages. An agent reviews the specific operational risks a company faces and identifies appropriate protection. Service runs on an as-needed basis, with clients scheduling consultations when policies require renewal or new exposures arise during the year.
Latin Insurance Brokerage, also known as LIB Car & Business Insurance Solutions, specializes in business insurance agent services for the Hempstead, New York area. The firm helps local commercial clients evaluate their liability, property, and operational coverage needs with tailored policy options. It works with a variety of small and medium enterprises seeking adequate protection for their daily risks. As the winter season brings icy roads and potential lawsuits from slip-and-fall accidents, the company can assist businesses in reviewing their premises liability insurance to ensure sufficient coverage.
For Hempstead business owners adapting to seasonal shifts in foot traffic or supply schedules, Maria Judy Gonzalez: Allstate Insurance provides updated commercial coverage evaluations. The agency reviews general liability, property, and workers’ compensation policies to align with current operations. They also explain how local weather risks or zoning changes might affect a policy’s deductibles and exclusions. After an initial consultation, a detailed inspection of the business premises is scheduled to confirm all exposures are properly documented.
North Franklin Brokerage operates as a business insurance agent serving the Hempstead, New York area, focusing on general liability and property coverage while also offering specialized endorsements such as cyber liability and workers’ compensation policies. The firm works closely with local enterprises to structure protection plans that address everyday operational risks. It assists a range of commercial sectors, including professional offices, warehouse facilities, and food service establishments requiring tailored coverage for inventory and equipment exposures.
Carranza Insurance serves Hempstead residents with personal homeowners coverage tailored to protect local property assets. The agency also structures commercial insurance packages for small and mid-sized businesses operating throughout Nassau County and the surrounding region. Business owners receive customized liability and property policies designed to safeguard against everyday operational risks. After an initial consultation and policy setup, this agent offers scheduled follow-up reviews to adjust coverage as business needs evolve between regular renewal visits.
What Does a a Business Insurance Agent in Hempstead Cost?
Typical costs for business insurance in New York vary widely. A small Hempstead retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry classification with rates set by the New York State Insurance Fund. Commercial auto policies often cost 1200 to 3000 dollars annually. These are general examples and your actual cost will depend on your specific business size location and claims history. This information is general and not insurance advice.
About business insurance agents in Hempstead
Business insurance agents in Hempstead New York help local companies find coverage that meets state requirements. New York law mandates workers compensation insurance for most employers and disability benefits coverage. An agent can explain how general liability and commercial property policies protect your Hempstead business from common risks.
Frequently Asked Questions
What types of business insurance do Hempstead agents offer?
Agents in Hempstead offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and cyber liability policies. Each policy type covers different risks specific to your business operations.
Is business insurance required by law in New York?
Yes New York law requires workers compensation insurance for most businesses with employees. Disability benefits coverage is also mandatory. General liability is not required by state law but landlords and contracts often demand it.
How do I choose a business insurance agent in Hempstead?
Look for an agent licensed in New York with experience in your industry. Check their knowledge of local risks like weather events or liability laws. Ask about their access to multiple insurance carriers to compare options.
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