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Compare business insurance agents in Ramsey. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Ramsey, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 business insurance agents in Ramsey, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Loyd - State Farm Insurance Agent
145 N Franklin Tpke #333, Ramsey, NJ 07446
(201) 825-2100
randyloyd.com
American Insurance Agency LLC
145 N Franklin Tpke, Ramsey, NJ 07446
(551) 866-1741
Business insurance agents in Ramsey, New Jersey help local companies find coverage that meets state requirements. New Jersey law requires most businesses to carry workers compensation insurance if they have employees. Agents can also guide you on commercial auto and general liability policies that protect your Ramsey business.
What Does a Business Insurance Agent in Ramsey Cost?
Typical costs for business insurance in New Jersey vary widely. A small retail shop in Ramsey might pay $500 to $1,500 per year for general liability. Workers compensation premiums depend on payroll and industry class codes, often ranging from $1,000 to $5,000 annually for a small business. Commercial auto policies can cost $1,200 to $3,000 per vehicle per year. These are general estimates and your actual costs will depend on your specific business risks. This information is for general guidance and is not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do Ramsey companies need?
Common policies include general liability, property insurance, and workers compensation. New Jersey mandates workers comp for nearly all employers with one or more employees. Agents can also recommend professional liability or commercial auto coverage based on your industry.
How do I choose a business insurance agent in Ramsey?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their knowledge of local risks and state regulations. A good agent will compare quotes from multiple carriers to find suitable coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.