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Directory of business insurance agents in Ocean Township, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Ocean Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 business insurance agents in Ocean Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlantic Insurance Adjusters, Inc.
1500 Allaire Ave suite 202, Ocean Township, NJ 07712
(732) 918-9400
atlanticinsadj.com
Brenda Skinner - State Farm Insurance Agent
3329 Sunset Ave, Ocean Township, NJ 07712
(732) 774-5257
brendaskinner.com
A business insurance agent in Ocean Township, New Jersey helps local companies find coverage that meets state requirements. New Jersey law mandates workers compensation insurance for most employers with one or more employees. An agent can also help you secure general liability and commercial property policies tailored to your Monmouth County business.
What Does a Business Insurance Agent in Ocean Township Cost?
Typical costs for a small business insurance policy in New Jersey range from $500 to $3,000 per year for general liability, depending on industry and revenue. Workers compensation premiums are based on payroll and classification codes, often costing $1,000 to $5,000 annually for a small office. Commercial property insurance may add $500 to $2,000 per year. These are general estimates; your actual cost will depend on your specific business risks, location, and coverage limits. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in New Jersey?
New Jersey requires workers compensation insurance for nearly all employers with employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Ocean Township?
Look for an agent licensed in New Jersey who has experience with businesses in your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check for local knowledge of Ocean Township risks and regulations.
Can a business insurance agent help me reduce my premiums?
Yes, an agent can review your operations and suggest risk management practices that may lower your rates. They can also bundle policies like general liability and property insurance for a discount. Comparing quotes from different carriers is another way to find competitive pricing.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.