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Looking for a business insurance agent in Garfield? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Garfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 business insurance agents in Garfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A business insurance agent in Garfield New Jersey helps local companies find the right coverage to protect their assets. New Jersey law requires all businesses with employees to carry workers compensation insurance. An agent can guide you through state-specific requirements and help you compare policies from multiple carriers.
What Does a Business Insurance Agent in Garfield Cost?
Typical costs for a small business insurance policy in New Jersey range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll depending on the risk class. Commercial auto insurance for a single vehicle can cost 1,200 to 2,500 dollars per year. These are general estimates and actual costs vary by business size industry and coverage limits. This information is for general guidance and is not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Garfield New Jersey?
New Jersey law requires workers compensation insurance for any business with employees. Commercial auto insurance is required if you use vehicles for work. General liability insurance is not required by state law but is often required by landlords or contracts.
How do I find a business insurance agent in Garfield?
You can search online for independent agents in Garfield or ask other local business owners for referrals. Look for an agent who holds a New Jersey insurance license and has experience with your industry. Many agents offer free quotes and consultations.
What factors affect the cost of business insurance in New Jersey?
Costs depend on your industry number of employees revenue location and claims history. For example a small retail shop in Garfield may pay less than a construction company. New Jersey has higher premiums for workers comp due to state benefit levels.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.