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Compare Business Insurance Agents in Freehold, NJ

Compare business insurance agents in Freehold. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Freehold, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 business insurance agents in Freehold, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
StreetSmart Insurance
208 South St, Freehold, NJ 07728
(732) 462-8343 streetsmart.insurance
Prime Time Insurance Agency
22 Center St, Freehold, NJ 07728
(732) 640-1185 ptinsure.com
PFT&K Insurance Brokers
4400 US-9, Freehold, NJ 07728
(877) 849-8109 lawyerprotector.com
First Jersey Insurance Inc
54 Jerseyville Ave, Freehold, NJ 07728
(732) 308-9500 fjins.net

What Does a Business Insurance Agent in Freehold Cost?

Typical costs for a small business insurance policy in New Jersey range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums average around $1.50 per $100 of payroll for low risk jobs but can exceed $10 per $100 for high risk work. Commercial auto insurance for a single vehicle often costs $1,200 to $2,400 per year. These are general estimates and your actual cost will depend on your specific business details and coverage needs. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in New Jersey?
New Jersey law requires workers compensation insurance for nearly all employers with one or more employees. Commercial auto insurance is required for any vehicle owned or leased by the business. Some professions also need professional liability coverage to meet state licensing rules.
How do I find a business insurance agent in Freehold New Jersey?
You can search online for agents licensed in New Jersey who serve Freehold. Look for agents who offer commercial policies from multiple carriers. Many local agents also belong to the Independent Insurance Agents of New Jersey.
What factors affect the cost of business insurance in Freehold?
Costs depend on your industry, number of employees, annual revenue, claims history, and coverage limits. A Freehold retail store will pay different rates than a construction company. Location in Monmouth County also influences property insurance premiums.