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Business Insurance Agents in Caldwell, NJ

Looking for a business insurance agent in Caldwell? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 business insurance agents in Caldwell, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
8 Brookside Ave #1, Caldwell, NJ 07006
(973) 226-7422 capellanagency.com
Fede Insurance Agency
378 Bloomfield Ave #2, Caldwell, NJ 07006
(973) 429-8192 fedeins.com
Social Insurance Agency CO
281 Bloomfield Ave, Caldwell, NJ 07006
(551) 365-1884 sifm.org
Health Benefits Insurance LLC
397 Bloomfield Ave, Caldwell, NJ 07006
(862) 201-4436
Wise Insurance
804 County Rd 506, Caldwell, NJ 07006
(551) 365-1883
Liberty Insurance
1 Personette St, Caldwell, NJ 07006
(862) 201-5108

A business insurance agent in Caldwell New Jersey helps local companies find coverage that meets state requirements. New Jersey law requires most businesses to carry workers compensation insurance if they have employees. An agent can also help with general liability and commercial auto policies to protect your Caldwell operation.

What Does a Business Insurance Agent in Caldwell Cost?

Typical costs for a small business insurance policy in New Jersey range from $500 to $3,000 per year for general liability coverage. Workers compensation premiums vary based on payroll and industry classification and can be $1,000 to $10,000 annually. Commercial auto insurance for a single vehicle often costs $1,200 to $2,500 per year. These are general estimates and your actual cost will depend on your specific business type location and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in New Jersey?
New Jersey requires workers compensation insurance for almost all employers with one or more employees. Commercial auto insurance is also required for any vehicle used for business purposes. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Caldwell?
Look for an agent who is licensed in New Jersey and has experience with your industry. Ask about their familiarity with Caldwell specific risks such as local flood zones or commercial property values. Check their reputation with the New Jersey Department of Banking and Insurance.
Can a business insurance agent help me lower my premiums?
Yes an agent can review your operations and suggest ways to reduce risk such as installing security systems or safety training programs. They can also compare quotes from multiple carriers to find competitive rates. Bundling multiple policies with one insurer often leads to discounts.