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Compare business insurance agents in Beachwood. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Beachwood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 business insurance agents in Beachwood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Home Right Insurance
200 Atlantic City Blvd Ste 4, Beachwood, NJ 08722
(732) 300-9924
homerightinsurance.com
Ocean Financial Associates, LLC
200 Atlantic City Blvd Ste 4, Beachwood, NJ 08722
(848) 238-7755
oceanfinancialassociates.com
A & L Insurance LLC
717 Atlantic City Blvd, Beachwood, NJ 08722
(732) 244-8888
aandlinsuranceagency.com
Business insurance agents in Beachwood, New Jersey help local companies secure coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. An agent can guide you through the specific risks facing Beachwood businesses, such as coastal weather exposure and commercial auto requirements.
What Does a Business Insurance Agent in Beachwood Cost?
The cost of business insurance in Beachwood, New Jersey varies by industry, coverage limits, and risk factors. For a small retail shop, general liability might range from 400 to 1,200 dollars per year. Workers compensation rates in New Jersey are set by the state and average about 1.50 dollars per 100 dollars of payroll for low-risk jobs. Commercial auto policies for a single vehicle can cost 1,200 to 3,000 dollars annually. These figures are estimates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do agents in Beachwood offer?
Agents in Beachwood typically offer general liability, property insurance, workers compensation, commercial auto, and professional liability coverage. They can also help with specialized policies for industries like construction or retail.
Is business insurance required by law in New Jersey?
Yes, New Jersey law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not legally required but are often mandated by contracts or lenders.
How do I choose a business insurance agent in Beachwood?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their knowledge of local risks, such as flood zones near the Toms River. Check their reputation with the New Jersey Department of Banking and Insurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.