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Find Business Insurance Agents in Barnegat, NJ

Directory of business insurance agents in Barnegat, New Jersey. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Barnegat, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 business insurance agents in Barnegat, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Anthony Lanza Sr. - State Farm Insurance Agent
290 N Main St, Barnegat, NJ 08005
(609) 978-4444 lanzatristateinsurance.com
Abbey Insurance LLC
1 Cedar St, Barnegat, NJ 08005
(609) 698-4175 abbeyinsnj.com
W.B. Grant Agency Inc.
344 S Main St, Barnegat, NJ 08005
(609) 698-2162 wbgrantagency.com
Van Dyk Group
500 Barnegat Blvd N # 300, Barnegat, NJ 08005
(609) 698-6900 vandykgroup.com
Farmers Insurance - Joseph Capone
848A W Bay Ave, Barnegat, NJ 08005
(609) 488-2771 agents.farmers.com
Plant Your Financial Seed, LLC
401 Bayshore Dr Bldg 6, Barnegat, NJ 08005
(732) 513-8213

Business insurance agents in Barnegat, New Jersey help local companies find coverage that meets state requirements. New Jersey law mandates workers compensation insurance for most employers with one or more employees. An agent can guide you through general liability, commercial property, and professional liability options specific to Barnegat and Ocean County.

What Does a Business Insurance Agent in Barnegat Cost?

Typical costs for business insurance in New Jersey vary widely. A small retail shop might pay between 500 and 1,500 dollars per year for general liability. A contractor with higher risk may pay 2,000 to 5,000 dollars annually for a business owner policy. Workers compensation costs depend on payroll and industry classification, averaging around 1.50 to 3.00 dollars per 100 dollars of payroll. These numbers are estimates and your actual cost will depend on your specific business, location, claims history, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in New Jersey?
New Jersey requires workers compensation insurance for nearly all businesses with employees. Commercial auto insurance is also required if you use vehicles for business. General liability is not mandated by state law but is often required by landlords or contracts.
How do I choose a business insurance agent in Barnegat?
Look for agents licensed in New Jersey who have experience with businesses in Ocean County. Ask if they represent multiple insurance carriers so they can compare options. Check their reviews and confirm they are familiar with local risks like coastal weather or tourism-related businesses.
Can a business insurance agent help me lower my premiums?
Yes. An agent can review your operations and suggest risk management practices that may reduce your rates. Bundling multiple policies like general liability and property insurance with the same carrier often leads to discounts. They can also help you choose deductibles that fit your budget.