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Find Business Insurance Agents Near You in St Charles, MO

Browse business insurance agents serving St Charles, Missouri. Contact information and addresses listed below.

20 agents listed
Updated May 2026
St Charles, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 business insurance agents in St Charles, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sunshine Senior Services
3320-1 Rue Royale St, St Charles, MO 63301
(833) 247-8283 bistateins.com
Zach Plackemeier - State Farm Insurance Agent
1060 Country Club Rd Ste 100, St Charles, MO 63303
(314) 921-7900 insurewithzach.com
Lang Insurance
3920 Old Hwy 94 S Suite 39, St Charles, MO 63304
(636) 229-7000 langinsurance.com
All Insurance No Fees
4620 S St Peters Pkwy, St Charles, MO 63304
(636) 441-9100 allinsurancenofees.com
Select Insurance Group
4638 S St Peters Pkwy, St Charles, MO 63304
(855) 438-7353 selectsr22insurance.com
HSGW Insurance
100 S Main St, St Charles, MO 63301
(636) 946-2266 hsgwinsurance.com
Meadow Park Insurance Agency
1000 Fairgrounds Rd #202, St Charles, MO 63301
(636) 757-9529 meadowparkinsurance.com
Dave Petersen Multiple Choice Insurance
1480 Woodstone Dr Suite 201, St Charles, MO 63304
(636) 400-3355 calldaveandsaveinsurance.com
Webb Insurance
571 Jefferson St, St Charles, MO 63301
(636) 946-0001 webbinsurance.com
PETROV INSURANCE AGENCY LLC
2480 Executive Dr # 103, St Charles, MO 63303
(636) 628-2666 petrovinsurance.com
E3 Insurance Advisory Group LLC
2127 Bluestone Dr #203, St Charles, MO 63303
(636) 542-8966 e3insure.com
Heartland Insurance LLC
2451 Executive Dr # 200, St Charles, MO 63303
(636) 477-8700 mhjinsurance.com
Leach Insurance Agency
2362 Hwy 94 South Outer Rd Upper, St Charles, MO 63303
(636) 939-9222 leachinsuranceagency.com
Nieroda Insurance Agency
3225-I Domain St, St Charles, MO 63301
(636) 255-0550 nierodains.com
Lindenwood Agency Inc
1112 1st Capitol Dr, St Charles, MO 63301
(636) 946-6133 lindenwoodagency.net
Alexander Insurance Agency
821 Madison St, St Charles, MO 63301
(636) 949-9525 alexins.com
Goosehead Insurance - Sam Tucker
117 Jefferson St #35, St Charles, MO 63301
(636) 728-9798 goosehead.com
Craig Sengl Agency Inc American Family Insurance
1819 Zumbehl Rd, St Charles, MO 63303
(636) 946-0028 amfam.com
JHW Insurance Partners LLC
1360 S 5th St suite 290, St Charles, MO 63301
(636) 265-0995 jhwinsurancepartners.com
Elite Insurance Agency MO
2510 Old MO-94, St Charles, MO 63303
(636) 200-2780

Business insurance agents in St Charles Missouri help local companies find coverage that meets state requirements and protects against common risks. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can guide you through options for general liability property and commercial auto policies tailored to your St Charles business.

What Does a Business Insurance Agent in St Charles Cost?

Typical costs for a small business insurance policy in Missouri range from 500 to 1500 dollars per year for general liability. A workers compensation policy may cost 0.75 to 2.50 dollars per 100 dollars of payroll depending on the industry. Commercial auto policies often start around 1200 dollars annually. Actual costs vary based on your business type location and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Missouri?
Missouri requires workers compensation insurance for most businesses with five or more employees. Commercial auto liability is required for any business owned vehicles. General liability and property insurance are not state mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in St Charles?
Look for an agent licensed in Missouri who has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their familiarity with local St Charles risks like flooding or severe weather.
Can a business insurance agent help with Missouri specific regulations?
Yes a good agent will know Missouri laws such as the state minimum wage requirements and the Missouri Merchandising Practices Act. They can also advise on coverage for Missouri specific liabilities like slip and fall claims under Missouri premises liability law.