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Compare Business Insurance Agents in O'Fallon, MO

Directory of business insurance agents in O'Fallon, Missouri. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 18 business insurance agents in O'Fallon, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steinlage Insurance Agency
1021 Peruque Crossing Ct, O'Fallon, MO 63366
(636) 561-5060 steinlageagency.com
Jordan Colbert - State Farm Insurance Agent
2147 W Terra Ln, O'Fallon, MO 63366
(636) 936-1111 insurewithjc.com
Insurance Brokers Group
1001 Rondale Ct, O'Fallon, MO 63368
(314) 569-1010 insurancebrokersgroup.com
Farmers Insurance - Jason Duree
300 Fort Zumwalt Square Ste 100, O'Fallon, MO 63366
(636) 294-7258 agents.farmers.com
Mid-America Specialty Markets
1656 Bryan Rd, O'Fallon, MO 63368
(636) 978-3696 midaminsurance.com
Early Edge Insurance: Allstate Insurance
2917 State Hwy K Ste H, O'Fallon, MO 63368
(636) 696-4820 agents.allstate.com
Dillehay Insurance Agency
7322 Village Center Dr, O'Fallon, MO 63368
(636) 493-8001 dillehayinsurance.com
UltraCar Insurance LLC.
801 S Woodlawn Ave #26, O'Fallon, MO 63366
(888) 551-1991 ultracarinsurance.com
Alternatives Insurance Agency
206 W Terra Ln, O'Fallon, MO 63366
(636) 978-7260 insuranceofallon-troy.com
Farmers Insurance - Hannah Brown Agency
1171 Bryan Rd, O'Fallon, MO 63366
(636) 487-0111 brownagencyins.com
Senn Insurance Agency
225 S Main St Suite 200, O'Fallon, MO 63366
(636) 978-7798 sennagency.com
Jeff Hug Insurance Broker
1068 Bryan Rd, O'Fallon, MO 63366
(636) 978-1595 jeffhuginsurance.com
Nicole Phelps Agency LLC American Family Insurance
2390 State Hwy K, O'Fallon, MO 63368
(636) 978-6514 amfam.com
Global Green Insurance
995 Cool Springs Industrial Dr, O'Fallon, MO 63366
(636) 379-8740
Insurance Group of St Charles County LLC Ben Fischer Broker
1049A E Terra Ln, O'Fallon, MO 63366
(636) 294-6633 insurancegroupmo.com
Rivercity Insurance & Financial Services
1022 Peruque Crossing Ct Ste A, O'Fallon, MO 63366
(636) 379-5045 myrivercity.us.com
Brian Fricker Insurance
427 W Terra Ln, O'Fallon, MO 63366
(877) 812-3505 frickerinsurance.com
Mid America Insurance Services, LLC
2017 State Hwy K, O'Fallon, MO 63366
(636) 278-0291 midamins.net

Business insurance agents in O'Fallon Missouri help local companies find coverage for general liability property damage and workers compensation. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can explain how state regulations affect your policy needs and help you compare options from multiple carriers.

What Does a Business Insurance Agent in O'Fallon Cost?

Typical costs for a small business insurance policy in Missouri range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing 0.50 to 3.00 dollars per 100 dollars of payroll. A business owners policy bundling property and liability may cost 800 to 2,500 dollars annually. These are general estimates and actual costs depend on your specific risks coverage limits and claims history. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Missouri?
Missouri requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I choose a business insurance agent in O'Fallon?
Look for an agent who works with multiple insurance companies and has experience with your industry. Ask about their knowledge of Missouri specific laws such as the statute of limitations for liability claims. Check their license status on the Missouri Department of Insurance website.