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Directory of business insurance agents in Biloxi, Mississippi. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Biloxi, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Mississippi before hiring.
Showing 20 business insurance agents in Biloxi, MS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A business insurance agent in Biloxi Mississippi helps local companies find coverage for property liability and workers compensation. Agents understand the unique risks of operating near the Gulf Coast including hurricane exposure and flood zones. Mississippi law requires most employers to carry workers compensation insurance if they have five or more employees.
What Does a Business Insurance Agent in Biloxi Cost?
Typical costs for a small business insurance policy in Mississippi range from 500 to 2000 dollars per year for general liability. Workers compensation premiums average about 1.50 to 3.00 dollars per 100 dollars of payroll depending on the industry class code. Commercial property rates in Biloxi are higher than inland areas due to hurricane risk with wind coverage often adding 30 to 50 percent to the base premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Mississippi?
Mississippi law requires workers compensation insurance for employers with five or more employees. Commercial auto liability is required for any business owned vehicles. General liability is not mandated by state law but is often required by landlords and contracts.
How does hurricane risk affect business insurance in Biloxi?
Biloxi businesses face higher premiums for wind and flood coverage due to coastal location. Standard commercial property policies often exclude flood damage so a separate flood policy from the National Flood Insurance Program may be needed. Agents can help you assess your windstorm deductible which is typically a percentage of the property value.
Can a business insurance agent help with Mississippi specific compliance?
Yes agents can advise on Mississippi Department of Insurance requirements and help you obtain certificates of insurance for contracts. They also assist with surety bonds which are required for certain licensed professions in Mississippi such as contractors and auto dealers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Mississippi.