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Find Business Insurance Agents Near You in Otsego, MN
Looking for a business insurance agent in Otsego? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Otsego, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 business insurance agents in Otsego, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Solid Ground Insurance
17649 51st St NE, Otsego, MN 55374
(763) 464-8240
solidgroundinsurance.com
EnviZion Insurance
14271 77th St NE, Otsego, MN 55330
(612) 354-6496
ezinsuranceplan.com
Kroger Insurance Agency
17625 52nd St NE, Otsego, MN 55374
(763) 245-9484
krogeragency.com
Business insurance agents in Otsego help local companies find coverage for property, liability, and workers compensation. Minnesota law requires most employers to carry workers compensation insurance. An agent can explain how state regulations affect your policy and help you meet legal requirements.
What Does a Business Insurance Agent in Otsego Cost?
Typical costs for a small business insurance policy in Minnesota range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by industry and payroll, often starting around 1,000 dollars annually. Commercial auto insurance averages 1,200 to 2,400 dollars per vehicle per year. These are general estimates; your actual cost depends on your business type, location, and claims history. This information is for general reference and is not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do I need in Otsego?
Common policies include general liability, property insurance, and workers compensation. Minnesota requires workers comp for most businesses with one or more employees. An agent can review your specific risks and recommend appropriate coverage.
How do Minnesota laws affect my business insurance?
Minnesota has specific rules for commercial auto insurance and workers compensation. For example, Minnesota requires no-fault auto insurance with minimum limits of 30,000 dollars per person and 60,000 dollars per accident. Your agent can explain how these laws apply to your business.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.