Skip to main content

Find Business Insurance Agents Near You in Osseo, MN

Browse business insurance agents serving Osseo, Minnesota. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Osseo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 business insurance agents in Osseo, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Girtz Insurance & Financial Services
309 Central Ave, Osseo, MN 55369
(763) 493-4555 girtzfs.com
City Country Agency
317 Central Ave, Osseo, MN 55369
(763) 425-4151 citycountryinsurance.com

Business insurance agents in Osseo, Minnesota help local companies find coverage that meets state requirements and protects against common risks. Minnesota law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can guide you through options for general liability, commercial auto, and property insurance tailored to your Osseo business.

What Does a Business Insurance Agent in Osseo Cost?

Typical costs for a small business insurance policy in Minnesota range from 400 to 1,500 dollars per year for general liability. Workers compensation premiums average about 1 to 2 dollars per 100 dollars of payroll. Commercial auto policies often cost 1,200 to 2,500 dollars annually per vehicle. These are estimates only; your actual cost will vary based on your specific business and risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Minnesota?
Minnesota requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I find a business insurance agent in Osseo?
You can search online directories or ask other Osseo business owners for referrals. Look for an agent licensed in Minnesota who has experience with your industry. Many agents offer free initial consultations to discuss your coverage needs.
What factors affect the cost of business insurance in Minnesota?
Costs depend on your business type, number of employees, revenue, location, and claims history. For example, a small retail shop in Osseo might pay less than a construction company. Minnesota weather risks like snow and hail can also raise premiums for property coverage.