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Find Business Insurance Agents in Excelsior, MN

Looking for a business insurance agent in Excelsior? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Excelsior, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 business insurance agents in Excelsior, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Babcock - State Farm Insurance Agent
378 Oak St Ste 100, Excelsior, MN 55331
(952) 474-1454 chadbabcock.com
M/Y SHORELINE
378 Oak St, Excelsior, MN 55331
(952) 492-5013 m-yshoreline.com

Business insurance agents in Excelsior, Minnesota help local companies find policies that meet state requirements. Minnesota law requires businesses with employees to carry workers compensation insurance. Agents can also help you secure general liability and commercial property coverage tailored to your Excelsior operation.

What Does a Business Insurance Agent in Excelsior Cost?

Typical costs for a small business insurance policy in Minnesota range from 400 to 1,500 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification, averaging about 1.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance for a small retail space in Excelsior might cost 500 to 2,000 dollars annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Minnesota?
Minnesota law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required for any vehicles used for business purposes. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a business insurance agent in Excelsior?
Look for an agent who is licensed in Minnesota and has experience with your industry. Ask about their familiarity with Excelsior specific risks like lakefront properties or seasonal tourism businesses. Compare quotes from multiple agents to find suitable coverage.
Can I bundle business insurance policies in Minnesota?
Yes, many agents offer business owner policies that combine general liability and property insurance. Bundling can simplify your coverage and may reduce your total premium. Ask your agent about package options available in Excelsior.