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Browse business insurance agents serving Caledonia, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Caledonia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 business insurance agents in Caledonia, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Klug Insurance Agency, LLC
123 E Main St, Caledonia, MN 55921
(507) 725-9316
kluginsurance.com
Danielson Insurance
112 E Grove St, Caledonia, MN 55921
(507) 725-3344
danielsoninsuranceagency.com
Business insurance agents in Caledonia, Minnesota help local companies find coverage that meets state requirements. Minnesota law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can guide you through general liability, property, and commercial auto policies tailored to your business needs.
What Does a Business Insurance Agent in Caledonia Cost?
Typical costs for a small business insurance policy in Minnesota range from $400 to $1,500 per year for general liability, while a business owners policy can cost $500 to $3,000 annually. Workers compensation premiums vary by payroll and industry classification, often starting at a few hundred dollars per employee per year. These are general estimates and your actual cost will depend on your specific business risks, location, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Caledonia Minnesota?
Minnesota law requires workers compensation insurance for most businesses with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I find a business insurance agent in Caledonia?
You can search online for independent agents in Caledonia or ask other local business owners for referrals. The Minnesota Department of Commerce licenses all insurance agents, so you can verify an agents license on their website.
Does a home-based business in Caledonia need business insurance?
Yes, a standard homeowners policy typically does not cover business liabilities or equipment. A business insurance agent can help you get a home business endorsement or a separate business owners policy to protect your inventory and liability.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.