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Business Insurance Agents in Rochester, MI

Directory of business insurance agents in Rochester, Michigan. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Rochester, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 7 business insurance agents in Rochester, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michigan Insured
805 Oakwood Dr Suite 205, Rochester, MI 48307
(248) 236-7004 michiganinsured.com
Main Street Insurance Agency
803 N Main St, Rochester, MI 48307
(248) 656-1655 mainstreetinsurance.org
Marcus Schirr Insurance Group
318 East St, Rochester, MI 48307
(248) 464-8749 marcusinsuresmi.com
Whims Insurance Agency
322 S Main St #200, Rochester, MI 48307
(248) 651-7321 whimsinsurance.com
Pino Insurance Agency
128 E 4th St, Rochester, MI 48307
(248) 608-0567 locator.meemic.com
Szura Insurance Services
109 E 4th St, Rochester, MI 48307
(248) 651-4487 szuraagency.com
Dale Nina Martin Insurance
417 S Main St, Rochester, MI 48307
(248) 651-7272 martininsmi.com

A business insurance agent in Rochester Michigan helps local shop owners contractors and service providers find coverage that meets state requirements. Michigan law requires businesses with employees to carry workers compensation insurance through a licensed carrier. An agent can compare policies from multiple insurers to match your specific risks and budget.

What Does a Business Insurance Agent in Rochester Cost?

Typical costs for a business insurance agent in Michigan vary by industry size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for general liability and workers comp combined. Premiums depend on payroll revenue and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance are required in Michigan?
Michigan law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any vehicle used for business purposes. General liability insurance is not state-mandated but is often required by landlords or contracts.
How do I choose a business insurance agent in Rochester?
Look for an agent licensed in Michigan who has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check if they offer local support and can explain Michigan-specific coverage rules.
Can a business insurance agent help with a home-based business?
Yes many home-based businesses in Rochester need separate policies because standard homeowners insurance excludes business liability. An agent can recommend a business owner policy or inland marine coverage for equipment and inventory.