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Find Business Insurance Agents Near You in Watertown, MA
Compare business insurance agents in Watertown. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 business insurance agents in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242
a-affordableinsurance.com
Firefly Health
260 Arsenal St, Watertown, MA 02472
(888) 897-1887
fireflyhealth.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474
robertadallasinsurance.com
Gallagher Insurance, Risk Management & Consulting
100 Galen St # 101, Watertown, MA 02472
(800) 333-7234
locations.ajg.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607
wtphelan.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518
jamgoinsurance.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995
jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700
Business insurance agents in Watertown Massachusetts help local companies find coverage that meets state requirements. Massachusetts law requires most employers to carry workers compensation insurance. Agents in Watertown can assist with general liability commercial property and professional liability policies tailored to your business needs.
What Does a Business Insurance Agent in Watertown Cost?
Business insurance costs in Massachusetts vary by industry size and location. A small Watertown retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation rates are set by the state and average about 1.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance can cost 750 to 3000 dollars annually depending on building value and location. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do Watertown agents offer?
Watertown agents offer general liability commercial property workers compensation and professional liability insurance. They also provide commercial auto and cyber liability coverage. Policies can be customized for retail restaurants construction and professional services.
Is business insurance required by law in Massachusetts?
Yes Massachusetts law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required if you use vehicles for business. General liability and property insurance are not legally required but are often needed by landlords and contracts.
How do I choose a business insurance agent in Watertown?
Look for an agent licensed in Massachusetts with experience in your industry. Ask about their knowledge of Watertown zoning and local risks. Compare quotes from multiple agents to find suitable coverage and pricing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.