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Find Business Insurance Agents Near You in Sagamore Beach, MA

Browse business insurance agents serving Sagamore Beach, Massachusetts. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Sagamore Beach, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 business insurance agents in Sagamore Beach, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Barbara Leone - Aflac Insurance Agent
14 Sheppard Rd, Sagamore Beach, MA 02562
(508) 397-4426 local.aflac.com
Starkweather & Shepley
114 State Rd, Sagamore Beach, MA 02562
(508) 888-5185 starshep.com

Business insurance agents in Sagamore Beach help local companies find coverage that meets Massachusetts requirements. The state requires businesses with even one employee to carry workers compensation insurance under M.G.L. c. 152. An agent can help you navigate general liability commercial property and other policies specific to Cape Cod risks like coastal weather.

What Does a Business Insurance Agent in Sagamore Beach Cost?

Typical costs for a small business insurance policy in Massachusetts range from 500 to 3000 dollars per year for general liability. Workers compensation costs vary by payroll and industry class code often 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial property insurance may add 500 to 2000 dollars annually. These are estimates only. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of business insurance do I need in Sagamore Beach?
Most businesses need general liability insurance and property insurance. Massachusetts law requires workers compensation if you have any employees. An agent can also recommend commercial auto professional liability or cyber insurance based on your specific operations.
How does Massachusetts workers compensation law affect my business?
Under Massachusetts General Law Chapter 152 any employer with one or more employees must carry workers compensation insurance. Failure to do so can result in fines of up to 25000 dollars and potential criminal charges. An agent can help you obtain the required coverage.
Can a business insurance agent help with seasonal risks in Sagamore Beach?
Yes. Sagamore Beach is a coastal area with risks from nor'easters hurricanes and flooding. An agent can help you find policies that cover storm damage business interruption and liability for seasonal events or rental properties common on Cape Cod.