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Looking for a business insurance agent in Oxford? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Oxford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 business insurance agents in Oxford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Smith Brothers Insurance
300 Main St, Oxford, MA 01540
(508) 987-0333
smithbrothersusa.com
Coonan Insurance Agency
267 Main St, Oxford, MA 01540
(508) 987-7122
coonaninsurance.com
Business insurance agents in Oxford Massachusetts help local companies find coverage that meets state requirements. Massachusetts law requires most employers to carry workers compensation insurance. An agent can also help you understand liability limits and property protection for your specific industry in Worcester County.
What Does a Business Insurance Agent in Oxford Cost?
Typical costs for a small business insurance policy in Massachusetts range from 500 to 3000 dollars per year for general liability. Workers compensation premiums depend on your payroll and industry classification. A BOP may cost between 1000 and 4000 dollars annually. These figures are estimates and your actual cost will vary based on location coverage limits and risk factors. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do I need in Oxford Massachusetts?
Most businesses need general liability insurance and property insurance. If you have employees Massachusetts law requires workers compensation coverage. Your agent can also recommend professional liability or commercial auto insurance based on your operations.
How does Massachusetts workers compensation law affect my business?
Massachusetts General Law Chapter 152 requires all employers with one or more employees to carry workers compensation insurance. Failure to comply can result in fines of up to 250 dollars per day. An agent can help you secure the correct policy.
Can I bundle multiple business insurance policies in Oxford?
Yes many agents offer a business owner policy or BOP that combines general liability and property insurance. Bundling often reduces your total premium. Your agent can compare options from different carriers to find a suitable package.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.