The top-rated business insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 347 reviews. Other highly rated options include Foy Insurance, A Division of World, Hoang Phan, Bankers Life Securities Financial Representative, Cassandra Mancuso, Bankers Life Agent. This directory lists 20 business insurance agents serving Scarborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Raber - State Farm Insurance Agent | 696 US-1 | (207) 883-0111 |
| 2 | Foy Insurance, A Division of World | 152 US-1 Unit 11 | (207) 289-3850 |
| 3 | Hoang Phan, Bankers Life Securities Financial Representative | 360 US-1 Ste 202 | (207) 536-2742 |
| 4 | Cassandra Mancuso, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 5 | Varney Agency | 136 US-1 | (207) 883-8229 |
| 6 | Sentinel Insurance Agency | 14 Fieldways Rd | (207) 708-8211 |
| 7 | Joshua Labrie, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 8 | Embassy Auto Insurance - Cheap Auto Insurance Scarborough | 600 US-1 | (207) 383-4610 |
| 9 | Lisa McGinness, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 10 | Caleb Bowen, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
Michelle Raber - State Farm Insurance Agent in Scarborough, ME, provides both one-time policy evaluations and ongoing coverage adjustments for local business risks. Their general liability and property insurance policies defend against common commercial exposures, while recurring services allow for policy updates as operations change. Tailored consultations help identify specific coverage needs, including business interruption protection. Service for new and existing clients runs on a scheduled or as-needed basis, with periodic reviews followed by adjustments when requested.
Foy Insurance, A Division of World in Scarborough, Maine is known for helping local businesses secure appropriate commercial insurance policies to protect their operations. The agency works with entrepreneurs and established companies to find coverage that addresses their specific liability and property risks. This includes general liability insurance, commercial property insurance, workers’ compensation, and business interruption protection. The firm also offers specialized coverage for emerging risks such as cyber liability or professional liability endorsements.
Hoang Phan, Bankers Life Securities Financial Representative serves the Scarborough, Maine area and surrounding communities as a business insurance agent. The firm provides coverage strategies designed to protect local enterprises from unexpected financial losses. Common offerings include policies for liability, property damage, and business interruption. The agent assists clients with assessing risks unique to their operations and industries. Specific services handled in this area include commercial auto insurance and workers’ compensation coverage.
Cassandra Mancuso, Bankers Life Agent in Scarborough, Maine, provides a comprehensive range of services to local business owners, including liability coverage, property protection, and workers’ compensation policies. The agency regularly reviews client portfolios to ensure coverage adjusts with evolving business needs and offers claims support to streamline the recovery process. This consistent service helps maintain appropriate risk management for a variety of commercial properties, such as single-family homes, apartments, retails stores, and full-service restaurants.
Varney Agency provides comprehensive coverage strategies for businesses in Scarborough, Maine, helping owners manage risk through tailored property and liability policies. It further protects firms with specialized add-ons such as professional liability, cyber liability, and workers’ compensation insurance. As a business insurance agent, the agency evaluates the unique exposures of each operation. It can serve a wide range of commercial sectors, including professional offices, warehouses, and food service establishments needing protection for inventory and premises liability.
Sentinel Insurance Agency serves homeowners, businesses, and property managers in Scarborough, Maine, by offering coverage that protects assets and mitigates operational risks. The agency helps clients choose policies such as general liability, property, workers’ compensation, and commercial auto insurance. Working with local insurers, they tailor plans to fit various industries and property types. Regular policy reviews ensure coverage keeps pace with changing needs. The agency also serves businesses and property owners in the greater Portland metropolitan area, including neighboring South Portland.
Joshua Labrie, Bankers Life Agent serves Scarborough, Maine, and the surrounding communities. It handles business insurance for local enterprises, offering coverage options that protect assets and manage liability. The agency works with clients to assess their operational risks and identify appropriate policy structures. It takes a consultative approach to customize coverage for each business, carefully reviewing exposures and matching them with suitable insurance solutions.
Embassy Auto Insurance - Cheap Auto Insurance Scarborough in Scarborough, Maine, distinguishes between one-time policy bindings for immediate coverage and recurring renewals that adjust a business's liability protection over time. As a Business Insurance Agent, the firm helps local enterprises select general liability, property, and commercial auto policies tailored to operational risks in the region. Service runs on an as-needed basis, with clients contacting the agency to modify coverage limits or add new endorsements after any change in business activity.
Lisa McGinness, Bankers Life Agent in Scarborough, Maine, specializes in offering comprehensive business insurance packages tailored to protect local enterprises from liability and property risks. The agency also provides general commercial coverage, including workers compensation plans for area employers. As the colder months approach, it assists businesses with reviewing policies to guard against seasonal hazards like ice-related slip-and-fall claims or frozen pipe damage.
Caleb Bowen, Bankers Life Agent in Scarborough, Maine, begins by helping residents protect their homes and personal property with tailored residential insurance policies. The agency also provides commercial coverage designed to safeguard local businesses against a variety of operational risks. Service extends throughout the greater Scarborough area and the surrounding coastal communities. Clients can expect direct follow-up on any policy changes or questions that arise between their regular scheduled visits to the office for plan reviews.
What Does a a Business Insurance Agent in Scarborough Cost?
Typical costs for a small business insurance policy in Maine range from 500 to 3000 dollars per year for general liability. Workers compensation premiums vary by industry and payroll often starting at 1 to 3 dollars per 100 dollars of payroll. Commercial auto insurance adds 1000 to 3000 dollars annually per vehicle. Costs depend on your business type location and claims history. This is general information not insurance advice.
About business insurance agents in Scarborough
Business insurance agents in Scarborough Maine help local companies find coverage for property liability and workers compensation. Maine law requires most employers to carry workers compensation insurance for their employees. An agent can explain how Maine specific regulations like the state guaranty fund affect your policy choices.
Frequently Asked Questions
What types of business insurance are required in Maine?
Maine requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often needed by landlords or contracts.
How does Maine law affect business insurance policies?
Maine has a state guaranty fund that protects policyholders if an insurance company becomes insolvent. The state also sets minimum standards for workers compensation benefits. Agents can help you understand how these laws impact your coverage needs.
Can I bundle multiple business insurance policies in Scarborough?
Yes many agents offer business owner policies that bundle general liability and property insurance into one package. This can simplify management and may reduce overall costs. An agent can review your specific risks to find the right combination.