The top-rated business insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Insurance Advisors, Terry Romero Wofford - State Farm Insurance Agency, Premier Insurance Advisors. This directory lists 20 business insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Insurance Advisors | 1525 Camellia Blvd | (337) 988-9059 |
| 3 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 4 | Premier Insurance Advisors | 213 Guilbeau Rd | (337) 257-3200 |
| 5 | Ideal Insurance, LLC | 102B Woodvale Ave | (337) 205-7433 |
| 6 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 7 | Matthew Long - GEICO Insurance Agent | 4401 Ambassador Caffery Pkwy Suite 100 | (337) 294-1000 |
| 8 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 9 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 10 | Core Insurance Solutions | 91 Settlers Trace Blvd Bld 3 | (337) 267-7963 |
Leauxcal Insurance Agency, LLC, serves the Lafayette metropolitan area and Acadiana region as a dedicated business insurance agent. Specializing in commercial coverage, the agency helps local companies manage risk and protect their assets. General liability policies cover common operational exposures, while property insurance safeguards buildings, equipment, and inventory from loss. The agency also works with businesses to secure workers' compensation coverage required by Louisiana law. Leauxcal Insurance Agency, LLC routinely handles both general liability insurance and commercial property insurance for small to mid-sized Lafayette businesses.
Insurance Advisors offers a full range of business insurance policies, including general liability, property coverage, and workers compensation. The company works closely with clients to assess specific operational risks and secure appropriate coverage. They provide ongoing policy reviews and claims assistance to ensure businesses remain protected as their needs change. Serving the Lafayette area, the firm assists commercial properties such as single-family homes, apartment complexes, retail establishments, and restaurants.
Small business owners, homeowners, and property managers in Lafayette, LA rely on Terry Romero Wofford - State Farm Insurance Agency for their business insurance agent needs. These professionals help protect local enterprises with tailored liability and property coverage, ensuring operational stability against common regional risks. The agency further assists entrepreneurs in selecting appropriate policies for their specific industries. Its services extend to clients in neighboring Broussard and the broader Lafayette metropolitan area, offering accessible support for commercial insurance requirements.
A business can rely on Premier Insurance Advisors for either a single policy to cover a specific risk or a comprehensive package of multiple coverages that renews annually. Based in Lafayette, LA, the agency helps local companies secure necessary general liability and property protection. Every client’s operation is unique, so the agent evaluates each business’s exposure before recommending a plan. Service appointments for policy reviews or adjustments run on an as-needed basis throughout the year.
Ideal Insurance, LLC in Lafayette, LA provides specialized business insurance agent services for local commercial clients, including general liability and property coverage for diverse industries. It also addresses workers compensation risks and policy bundling for small to midsize enterprises seeking protection. The agency assists businesses in navigating coverage adjustments ahead of Louisiana hurricane season, ensuring adequate flood and windstorm policies are in place before storms approach.
In coastal Lafayette, local storms and seasonal demand shifts often alter commercial risk profiles for small businesses. TSL Insurance Group addresses South Louisiana’s specific exposure concerns by evaluating property, liability, and worker classification needs for area enterprises. Their agency reviews existing coverages and identifies gaps related to local industry demands, from retail to trades. Clients receive an initial on-site business property inspection and detailed operations assessment to determine appropriate coverage adjustments.
Serving the Lafayette, Louisiana area and its surrounding communities, Matthew Long - GEICO Insurance Agent handles a range of business insurance needs. They assist local enterprise owners in evaluating potential risks to protect their commercial assets and operations. Their work involves presenting coverage options for property liability and other standard business policies. To handle a typical job, they begin with a consultation to understand the client’s specific operation and then compare various policy structures to identify appropriate solutions.
Liggio Insurance Agency assists Lafayette residents with personal insurance solutions for their homes, while also delivering comprehensive business insurance coverage. This local agency helps commercial clients manage risks, protect assets, and secure appropriate liability policies for various enterprises. Serving clients throughout the Lafayette area, the agency works to tailor policies to individual operational needs. Clients can expect attentive support in reviewing coverage options and filing claims. After an initial policy is in place, the agency typically follows up between regular visits to adjust terms or address new exposures.
Complete Insurance Solutions of La assists local businesses in Lafayette with their general insurance needs, focusing on protecting assets and managing liabilities. As a business insurance agent, the company develops tailored policies that address industry-specific risks. Their offerings include essential property and casualty coverage, supplemented by specialized add-ons like business interruption insurance and cyber liability protection. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring each has the appropriate risk management framework.
What Does a a Business Insurance Agent in Lafayette Cost?
The cost of business insurance in Louisiana varies by industry revenue and risk level. A small retail shop might pay 500 to 1,500 per year for general liability while a construction company could pay 5,000 to 15,000 annually for workers comp and liability combined. Premiums in Lafayette are influenced by local weather risks and the type of business. This is general information and not insurance advice.
About business insurance agents in Lafayette
A business insurance agent in Lafayette Louisiana helps local companies find coverage that meets state requirements and protects against common risks. Louisiana law requires most employers to carry workers compensation insurance for their employees. An agent can guide you through options for general liability commercial auto and property insurance tailored to your industry.
Frequently Asked Questions
What types of business insurance are required in Louisiana?
Louisiana law mandates workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a business insurance agent in Lafayette?
Look for an agent who is licensed in Louisiana and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reputation with the Louisiana Department of Insurance for any complaints.
Can a business insurance agent help with Louisiana-specific risks?
Yes. An agent familiar with Lafayette can address risks like hurricane damage flood exposure and liability from the states unique legal environment. They can also help you understand the Louisiana Direct Action Statute which allows injured parties to sue an insurance company directly.
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