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Compare Business Insurance Agents in Independence, KY
Compare business insurance agents in Independence. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 8 business insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349
Business insurance agents in Independence, Kentucky help local business owners find coverage that meets state requirements. Kentucky law requires all employers with one or more employees to carry workers compensation insurance. Agents can also help you secure general liability and property insurance to protect your business in Boone County.
What Does a Business Insurance Agent in Independence Cost?
Typical costs for a small business insurance package in Kentucky range from 400 to 1,500 dollars per year for general liability. Workers compensation premiums vary by industry and payroll, often starting around 1,000 dollars annually. Commercial auto insurance averages 1,200 to 2,400 dollars per year per vehicle. These are general estimates and your actual cost will depend on your specific business operations, location, and coverage limits. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Kentucky?
Kentucky requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business vehicles. Other coverages like general liability are not required by state law but are often required by landlords or contracts.
How do I choose a business insurance agent in Independence?
Look for an agent who is licensed in Kentucky and has experience with businesses in your industry. Ask about their knowledge of Boone County regulations and Kentucky insurance laws. A local agent can help you understand specific risks for Independence businesses.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.