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Looking for a business insurance agent in Erlanger? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Erlanger, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 business insurance agents in Erlanger, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gartman Insurance
495 Erlanger Rd Suite 104, Erlanger, KY 41018
(859) 727-6675
gartmaninsurance.com
Hummel Hatfield Insurance
3215 Dixie Hwy, Erlanger, KY 41018
(859) 261-0761
hummelhatfield.com
Business insurance agents in Erlanger Kentucky help local companies find coverage for property liability and workers compensation. Kentucky law requires most employers with three or more employees to carry workers compensation insurance. An agent can review your specific risks and recommend policies that meet state requirements.
What Does a Business Insurance Agent in Erlanger Cost?
Typical costs for a small business insurance policy in Kentucky range from 400 to 1500 per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing 0.50 to 2.00 per 100 dollars of payroll. Commercial property insurance may add 500 to 3000 annually depending on building value and location. These are general estimates and your actual cost will depend on your specific business operations claims history and coverage limits. This information is general and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are common in Erlanger Kentucky?
Common types include general liability commercial property workers compensation and commercial auto insurance. Many Erlanger businesses also buy cyber liability or professional liability coverage depending on their industry.
Does Kentucky require businesses to have workers compensation insurance?
Yes Kentucky law requires employers with three or more employees to carry workers compensation insurance. Construction firms with one or more employees must also have it. An agent can help you comply with this state mandate.
How do I choose a business insurance agent in Erlanger?
Look for an agent licensed in Kentucky who has experience with your industry. Ask about their carrier options and whether they can bundle policies for discounts. Check their reviews and confirm they offer local support.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.