The top-rated business insurance agent in Valparaiso, Indiana is Kyle Barone - State Farm Insurance Agent, rated 5.0 stars across 761 reviews. Other highly rated options include Shurr Insurance, Trish Geyer: Allstate Insurance, Sam Allie - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Valparaiso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Barone - State Farm Insurance Agent | 201 Morthland Dr Ste 1 | (219) 465-0848 |
| 2 | Shurr Insurance | 833 Lincolnway | (219) 462-1146 |
| 3 | Trish Geyer: Allstate Insurance | 402 Wall St #61 | (219) 844-7420 |
| 4 | Sam Allie - State Farm Insurance Agent | 3809 N Calumet Ave | (219) 663-8799 |
| 5 | Ethos Insurance & Risk Management | 105 Lincolnway suite 215 | (219) 281-2380 |
| 6 | Valparaiso First Insurance, Inc | 9 Franklin St | (219) 462-4334 |
| 7 | Raines Insurance Group | 251 Indiana Ave | (219) 561-0102 |
| 8 | Todd Laczynski Agency INC American Family Insurance | 2502 Beech St STE 70 | (219) 531-9332 |
| 9 | Shepherd Insurance | 2600 Roosevelt Rd Suite 2007 | (219) 465-6530 |
| 10 | General Insurance Services | 407 E Lincolnway | (219) 464-3511 |
Kyle Barone - State Farm Insurance Agent serves the Valparaiso area of Porter County, Indiana, helping local businesses manage risk through commercial insurance policies. This agency works with small and mid-sized companies to review their coverage needs, including property protection and liability plans for their daily operations. It also handles services like workers' compensation policies to cover employees on the job and commercial auto insurance for company-owned vehicles.
Shurr Insurance provides a full range of business insurance policies for companies operating in Valparaiso and the surrounding Indiana area. The agency partners with multiple carriers to locate appropriate coverage for general liability, commercial property, and workers’ compensation needs. It offers annual policy reviews and risk assessments to keep plans aligned with changing business operations. The company services commercial properties including single-family homes, apartments, retail locations, and restaurants.
Trish Geyer: Allstate Insurance in Valparaiso, Indiana, serves local homeowners, business owners, and property managers seeking tailored insurance solutions. The agency provides standard commercial policies for small to mid-sized businesses, including liability and property coverage, along with personal lines such as auto and renters insurance. Clients receive guidance on risk management and policy selection to protect their assets and operations. The agent also covers the neighboring communities in Porter County, including Chesterton and Portage.
Serving Valparaiso, Indiana, and the surrounding communities, Sam Allie handles business insurance needs for local enterprises. The agency works with professionals to address general liability, property coverage, and commercial auto policies. Claims assistance involves guiding clients through the submission process to help ensure necessary documentation is properly completed. The typical job begins with a consultation to review current exposures and existing coverages, followed by a presentation of tailored options that best address the specific risks of each business.
Some business insurance agents offer a one-time policy review, while others provide recurring annual support. Ethos Insurance & Risk Management in Valparaiso, IN, handles coverage options that protect local operations from common liability and property risks. Their work involves assessing needs for general liability, workers' compensation, and commercial property policies. Service for existing clients runs on a scheduled basis, typically around renewal periods each year, with periodic check-ins available as-needed throughout the policy term.
Valparaiso First Insurance, Inc specializes in commercial property and liability coverage for local businesses while also handling general risk assessments and policy comparisons for companies in Valparaiso, IN. As a business insurance agent, it helps firms manage exposure to everyday operational liabilities such as slip-and-fall claims or equipment damage. As winter approaches, the agent assists retailers and contractors with adjusting their policies to account for seasonal inventory fluctuations and temporary weather-related work stoppages.
As spring storms approach in Valparaiso, area business owners begin reviewing their insurance needs. Raines Insurance Group works closely with local enterprises to explain commercial coverage options that address these seasonal and operational risks. Specializing in business insurance agent services, the company assists with assessing liability, property, and workers’ compensation needs. Each evaluation begins with a thorough review of the client’s current operations and risk exposures. The process typically concludes with an inspection of the business premises to identify specific safety concerns and property conditions.
Todd Laczynski Agency INC American Family Insurance provides personal insurance for homes and automobiles in Valparaiso. The agency also helps local small business owners secure proper commercial coverage tailored to their daily operations and liability needs. Business policies are written for clients throughout the Valparaiso area and surrounding communities in northwest Indiana. Clients can request follow-up consultations to review policy changes or coverage updates between their regular scheduled reviews with the agent.
Shepherd Insurance offers specialized business insurance policies tailored to the varied needs of local enterprises. It provides standard commercial coverage, including liability and property protection, assisting companies of all sizes in Valparaiso, Indiana. The agent works to secure appropriate policies that safeguard assets and manage operational risks faced by small businesses and larger corporations. It regularly advises clients on preparing for the unique liabilities that arise during the winter months, such as slips on icy walkways or weather-related property damage.
What Does a a Business Insurance Agent in Valparaiso Cost?
Typical costs for a small business insurance policy in Indiana range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry class codes often between 0.50 and 3.00 dollars per 100 dollars of payroll. Commercial property insurance adds additional cost based on building value and location. These are general estimates and your actual premium will depend on your specific business operations and risk factors. This is general information not insurance advice.
About business insurance agents in Valparaiso
Business insurance agents in Valparaiso Indiana help local companies find coverage for risks like property damage and liability claims. Indiana law requires most employers to carry workers compensation insurance if they have one or more employees. An agent can explain how state regulations affect your policy needs and help you compare options from multiple carriers.
Frequently Asked Questions
What types of business insurance do Valparaiso companies typically need?
Common policies include general liability commercial property workers compensation and commercial auto. Indiana does not require general liability but many landlords and contracts do. Workers comp is mandatory for most employers in Indiana.
How does Indiana law affect business insurance requirements?
Indiana Code 22-3-2-1 requires employers with one or more employees to carry workers compensation insurance. The state also has specific minimum limits for commercial auto liability. An agent can help you meet these legal requirements.
Can a business insurance agent help with Indiana specific risks?
Yes agents understand local risks like weather damage from storms and liability for seasonal tourism businesses. They also know about Indiana liquor liability laws for bars and restaurants. This local knowledge helps you get appropriate coverage.
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